Credit Analyst SME Financing
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Job Location:
Jakarta Selatan - Indonesia
Monthly Salary:
Not Disclosed
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
- Conduct daily reviews and make credit decisions for all incoming applications in the pipeline based on applicable credit policies and SOP.
- Thoroughly analyzing and assessing credit worthiness of debtor through detail analysis of credit performance in bureau character income collateral and repayment capacity.
- Maintain the daily targeted numbers of incoming applications to be reviewed as well as comitted SLA.
- Performing know-your-customer (KYC) process document authentication data verification (PV or Survey result) fraud detection and assesing for any potential credit losses.
- Work independently and in a team environment to meet established objectives KPI and quality performance indicators with ensuring adherence to policy implementation.
- Provide recommendations for approval or not on the results of credit analysis that has been carried out (from a legal financial business and background perspective of the prospective customer).
- Can propose a mitigation proposal for financing customers for minimize the risk of lending and able to communicate the solution to sales/marketing/business.
- Minimum a Bachelors Degree from top local or overseas universities with an excellent GPA.
- Having experience in dealer financing business with minimum 2 years related with credit analyst orcredit operation experience.
- Advanced in Microsoft Excel skills MS Word is a must and high understanding of financial statements and business process
- Possess good knowledge in Credit Analysis Fraud Anomalies & Fraud Detection
- Superb attention to detail and interest in analyzing customer data highly responsible integrity committed & disciplined
- Care about doing an excellent job and exceeding expectations with the quality of what you do in fast-paced environment
- Solid oral and written communication skills and ability to communicate the credit recommendation properly backed up with strong judgement.
About Moladin
Moladin is Indonesias leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26000 active used car agents and dealer MSMEs and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladins vision is to be a positive driving force in the physical and social mobility of all the people it touches (Mobility for all).
For further information about Moladin please visit
Required Experience:
Manager
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Temukan mobil baru impian dengan DP murah & cicilan ringan. Daftar jadi Agen Moladin untuk mendapatkan penghasilan tambahan. Atau dapatkan dana talangan untuk modal usaha di Moladin Dealer. Semua tersedia hanya di Moladin.
