Credit Analyst, NIRA
Share
Job Location:
Monthly Salary:
Posted on:
14 hours ago
Vacancies:
1 Vacancy
Job Summary
Join the Tilt team
At Tilt we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide were not just changing how people access financial products were creating a new credit system that backs the working whatever theyre working toward.
The Opportunity: Credit Analyst NIRA
Were hiring a Credit Analyst to support the growth and risk management of Tilts India lending business NIRA Finance. This role focuses on shaping credit policy analyzing portfolio performance and partnering with data science and technology teams to enable scalable data-driven lending decisions.
This is a high-impact role with strong ownership visibility and the opportunity to influence how credit decisions are made at scale in a fast-growing fintech environment.
How youll make an impact
Develop and refine credit policies to support business growth and risk objectives.
Analyze portfolio performance and generate actionable insights through data.
Partner with Data Science Technology and Product teams to translate insights into execution.
Monitor risk metrics and benchmark performance against industry standards.
Collaborate with NIRA leadership and external lending partners to drive responsible lending outcomes.
Share learnings and best practices with global credit and data teams.
Why youre a great fit
4 years of experience in credit risk data analytics or unsecured lending (India experience preferred).
Strong hands-on experience with SQL (required) Python and Excel.
Experience working with credit policies risk frameworks and portfolio monitoring.
Strong analytical and problem-solving skills with clear communication.
Comfortable operating in fast-paced collaborative environments.
Bachelors degree in a relevant field.
Our Interview Process
Initial Recruiter Call: A conversation to learn about your experience and what youre looking for in your next role.
Hiring Manager Interview: A deeper discussion about your experience.
Skills Panel: Meet with Tilt team members to discuss your expertise and problem-solving approach.
Leadership Conversation: A final conversation with a leader to discuss how youll contribute to Tilts mission and how we can help you achieve your career goals along the way.
Dont meet every qualification We care about potential over your past. If youre bringing ambition and drive to what were building we want to hear from you.
What youll get at Tilt
Virtual-first teamwork: The Tilt team is collaborating across 14 countries 12 time zones and counting. Youll get started with a WFH office reimbursement.
Competitive pay: Were big on potential and its reflected in our competitive compensation packages and generous equity.
Complete support: Find flexible health plans at every premium level and substantial subsidies that stand up to global standards.
Visibility is yours: You can count on direct exposure to our leadership team were a team where good ideas travel quickly.
Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (Weve visited Vail San Diego and Mexico City to name a few.)
Impact is recognized: Growth opportunities follow your contributions not rigid promotion timelines.
The Tilt Way
Were looking for people who chase excellence and impact. Those who stand behind their work celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable brilliant jerks need not apply. Were in this together working to expand access to fair credit and prove that people are incredible. When you join us its not just another day at the virtual office youre helping millions of hardworking people reach better financial futures.
Youre pushing ahead in your career We can get behind that. Join us in building the credit system that people deserve.
Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Tilt helps you access cash and credit by looking at your income and spending, not just your credit score. 3 in 4 customers approved for cash or credit today.
