Financial Crimes High Risk Reviews Analyst

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The Financial Crime Risk Business Oversight Analyst II provides a range of research guidance and business oversight to assigned portfolio business or function to ensure that strong AML/ATF/Sanctions/ABAC controls and processes are in effect to mitigate inherent associated risks. Contribute to the development and implementation of AML/ATF/ Sanctions/ABAC Compliance programs related to all aspects of AML and ATF laws.

Depth & Scope:

• Experienced working professional providing specialized AML/ATF/Sanctions/ABAC guidance/assistance reporting and operational support to function/business supported as well as to the AML/ATF/Sanctions/ABAC team
• Requires advanced understanding of a range of product and services processes procedures systems and concepts within their own area of specialty and integration points with related areas
• Executes independent monitoring of first line AML/ATF/Sanctions/ABAC controls for assigned businesses/portfolio
• Manages ambiguity and applies judgement to identify troubleshoot and resolve ongoing business and operational issues
• Contact for business management external/internal auditors dealing with non-routine information
• Provides day to day interaction and support to their manager
• Identifies and leads problem resolution

Education & Experience:

• Undergraduate degree or equivalent work experience
• 3 years experience

Preferred Qualifications:

• Undergraduate degree or equivalent work experience
• 3 years experience
• ACAMS certification
• Strong knowledge of AML KYC and Enhanced Due Diligence (EDD) processes and regulations
• Strong written and verbal communication skills

Customer Accountabilities:

• Provides guidance on day-to-day AML/ATF/Sanctions/ABAC matters affecting the business based on regulatory compliance requirements and industry best practice including but not limited to customer identification and due diligence enhanced due diligence policy governance training and/or compliance assurance and testing
• Provides/Executes skilled AML/ATF/Sanctions/ABAC research risk assessment reporting and/or analytical support in a timely manner
• Assists/Partners in the development and implementation of appropriate AML/ATF/Sanctions/ABAC policies processes and controls
• Supports the facilitation of periodic AML/ATF/Sanctions/ABAC risk and self-assessment activities for designated business using TDs enterprise AML/ATF/Sanctions/ABAC risk assessment framework
• Ensures that assessments (monitoring risk assessment etc.) are completed and communicated in a dynamic and timely fashion
• Handles matters escalated for the identification of suspicious activity or identified through the Enhanced Due Diligence process in accordance with established processes and protocols and assists in ensuring that the business takes appropriate steps to address those activities and customers
• Works collaboratively with business and control partners within the organization
• Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of the risk factors present in various products
• Proactively identifies matters which require additional attention and presents objective and independent opinion on the adequacy of AML/ATF/Sanctions/ABAC processes and controls and opportunities to enhance those controls
• Presents objective and independent opinions on the adequacy of AML/ATF/Sanctions/ABAC processes and controls in accordance with regulatory and internal requirements and liaises with the appropriate FCRM and business partners to resolve

Shareholder Accountabilities:

• Reviews and provides feedback on business line policies and procedures
• Analyzes AML/ATF/Sanctions/ABAC compliance requirements and ensures they are properly written into requirements for business projects and approved at the appropriate levels
• Consistently exercises discretion in managing correspondence information and all matters of confidentiality; escalates issues where appropriate
• Analyzes risk exposure characteristics for assigned portfolio in accordance with established processes or procedures making recommendations for enhancements or changes based on changes in the regulatory environment or business processes
• Works with business management and with internal and external business partners (e.g. Internal Audit external consultants) to respond to regulatory requests findings audits and/or examinations
• Keeps current on emerging issues trends and evolving regulatory requirements in the AML/ATF/Sanctions/ABAC industry and assesses potential impacts
• Coordinates with other AML/ATF/Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/Sanctions/ABAC programs and standards across the enterprise
• Protects the interests of the organization identifies and manages risks and ensures the prompt analysis and escalation of non-standard high-risk issues monitoring to thorough resolution
• Acquires and applies expertise in the AML/ATF/Sanctions/ABAC disciplines providing basic guidance and direction to business and other FCRM partners

Employee/Team Accountabilities:

• Participates fully as a member of the team supports a positive work environment that promotes service to the business quality innovation and teamwork and ensures timely communication of issues/points of interest
• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
• Participates in personal performance management and development activities including cross training within own team
• Contributes to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices
• Leads motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
• Contributes to a fair positive and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading writing and comprehending instructions Continuous
• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.