Credit Analyst

Mumbai - India

Monthly Salary: Not Disclosed

Posted on: 19 hours ago

Vacancies: 1 Vacancy

Job Summary

Credit Controller:

Data management and reporting:

- Ensure consistency and quality of risk information about counterparties limits authorizations and

utilizations;

- Manage the local risk databases and their feeding process to ensure the upstream quality of risk data

flowing from local systems;

- Reconcile the risk databases with the accounting databases participate to review of risk weighted assetsreports;

- Prepare internal and regulatory risk reports and ensure timely submission

Control implementation of risk decisions:

- Check utilizations against authorizations and limits;

- Report anomalies to local management and Risk Department in accordance with local / regional / HO

procedure for monitoring and reporting of anomalies (e.g. limit breaches tenor breaches expired

authorisations etc) Methods tools and systems:

- participate to the management of all the tasks related to the local adaptation of RPCs worldwide projects in liaison with RPC-AP and RPC-HO

- Define and implement local procedures for risk control and monitoring in line with the Regional / HO procedures and local regulatory requirements.

Documentation Controller:

Management and supervision of:

Documentation

Vet draft of facility Offer Letters based on Approval Memo from Risk Dept;

Ensure that all legal documents (both general and specific) applicable to each authorized facility are

obtained from the Coverage Department before activation of the facility.

Follow-up receipt of post-disbursement documentation and also pending / expiring documents.

Report on monthly basis to Anomalies Committee regarding pending / missing documentation and

keep current the status of documentation.

Monitor testing of covenants as per approval terms.

Monitoring of Guarantees / Collateral Received

Ensure that the text of the Guarantees / Collaterals received as collateral for Clients Facilities comply

with the terms of Sanction and are readily enforceable.

Ensure that the Guarantees / Collaterals received are booked in relevant systems by Back Office.

Ensure that all collaterals are properly linked to the Facilities.

Follow up on the expiring Guarantees and ensure to get extended before Maturity Date.

Credit Controller: Data management and reporting: - Ensure consistency and quality of risk information about counterparties limits authorizations and utilizations; - Manage the local risk databases and their feeding process to ensure the upstream quality of risk data flowing from local syst...