Analyst, Credit Solutions
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Job Location:
Monthly Salary:
Posted on:
11 hours ago
Vacancies:
1 Vacancy
Job Summary
Team Summary
The Asia Pacific (AP) Consumer Solutions group drives the deployment and optimization of Visas core productsCredit Debit and Prepaidwhile leading the transformation of credential lifecycle and proposition management. This includes innovations like Account Level Management Visa Flexible Credential Installments and the Digital Benefits Platform. Together these capabilities empower Visa issuers to create differentiated card propositions that meet evolving consumer needs across the region.
The team is at the forefront of shifting from traditional card-based solutions to digital-first experiences positioning Visa as the preferred way for consumers to spend and manage their money. Our work spans strategy product development P&L ownership and coordination across global and local stakeholders
About the role:
We are seeking a dynamic individual to support how we diagnose design and scale Visas credit expansion capabilities across Asia Pacific. As an analyst you will support the development launch and ongoing optimisation of our suite of credit offerings executing our product strategy improving consumer experiences and ensuring strong credit performance.
This role offers the opportunity to collaborate with cross-functional teams at both regional and market levels contribute to high-impact projects and help define the future of Visa Consumer Solutions. If youre someone early in your product career with strong analytical skills and a passion for financial products this role is for you.
Why This Role Matters:
Consumer Solutions are the foundation of Visas business in Asia Pacific spanning all life-stage and income segmentsfrom traditional credit products to instalments and emerging forms of unsecured lending. AP markets represent diverse levels of credit maturity and rapidly evolving issuer needs. This role will be pivotal in developing winning Consumer Value Propositions best practices across credit expansion and portfolio optimisation and modernizing our credit capabilities to differentiate Visas offerings and fuel regional growth.
Key Responsibilities:
- Product Management: Support the design development and scaling of Credit Sales Plays CVPs and bestpractice frameworks across AP. Maintain highquality templates toolkits and governance materials and analyse portfolio performance lifecycle trends and pilot diagnostics to inform strategy and execution.
- Market & Client Insight: Conduct market scans issuer benchmarking consumer behaviour analysis and competitive landscaping to strengthen product positioning and issuer engagement.
- Sales Enablement: Track client pipelines and prepare issuerfacing materials including CVPs insight packs and playbooks to expand credit.
- Commercial Evaluation: Build commercial and financial models to support issuer conversations opportunity assessments and internal recommendations. Contribute to market prioritisation scenario modelling and business case development for scaling credit capabilities.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications :
What you will need:
- Degree in any relevant discipline with 5 years experience
- Strong analytical and quantitative skills.
- Ability to structure insights clearly and develop executive-ready materials.
- Strong organisational skills and the ability to manage multiple workstreams.
- High learning agility and an interest in payments credit and emerging technologies.
What will help:
- Exposure to payments fintech or credit/lending products.
- Familiarity with consumer credit products credit risk or lending value chains.
- Basic understanding of compliance risk or data privacy considerations.
- Awareness of consumer behavior trends especially in banking lending and payments.
- Youre not expected to have 100% of these skills. We value people with a growth mindset so if you have most of these things in your toolbox wed love to hear from you.
We also know that innovation thrives on teams where diverse points of view come together to solve hard problems in new ways. As such were looking for people that bring diverse life experiences diverse educational backgrounds diverse cultures and diverse work experiences. Please be prepared to share with us how your perspective will bring something unique and valuable to our team.
Additional Information :
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and b ... View more
