FinCrime Investigator AML Investigations

Were looking for an AML Investigator to join our growing AML Investigation team in Hyderabad. This role is a unique opportunity to have an impact on Wises mission grow as a specialist in anti-money laundering and help save millions more people money.

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the worlds first platform to offer true multi-currency banking. Your mission is to protect customers and Wise by investigating and reporting suspicious activity.

Heres how youll be contributing to the AML Investigations team:

• Lead Complex Investigations and Analysis: Independently lead and manage complex investigations into potentially high-risk customer activity applying a deep and current understanding of Wises compliance framework the global regulatory landscape and sophisticated financial crime typologies.

• Contribute to Risk Assessment: Assist in developing and implementing risk assessment methodologies for customers and transactions.

• Enhance Transaction Monitoring: Assist in optimising transaction monitoring rules and scenarios to detect suspicious activities.

• Escalate and Report Suspicious Activity: Manage the escalation of suspicious activities providing documentation and recommendations.

• Contribute to Policy and Procedure Development: Assist in the development and maintenance of FinCrime policies and procedures.

• Process Improvement and Innovation Champion: Proactively identify opportunities to improve FinCrime operations processes leveraging technology automation and innovative solutions to enhance efficiency effectiveness and scalability. Lead or participate in projects to implement significant process improvements and drive innovation within the FinCrime function.

• Team Collaboration Mentorship and Knowledge Sharing: Mentor and support FinCrime Operations Analysts by providing training and coaching to enhance team capabilities. 

• Support Regulatory Compliance and Audits: Maintain knowledge of relevant regulations and support regulatory examinations and audits.

• Customer Communication: Communicate clearly professionally and empathetically with customers via approved channels to obtain necessary details or clarifications for reviews always upholding our high customer experience standards. A key part of this involves avoiding unnecessary customer contacts and preventing delayed case resolutions. All communication must be precisely tailored to ensure clarity and efficiency.

• Project Management and Strategic Initiatives: Lead or participate in complex FinCrime-related projects ensuring timely completion adherence to project goals and alignment with Wises strategic objectives.

• Support Audit Remediation: Identity gaps/issues proactively before they are raised by external parties (regulators auditors). Support internal and external audits by providing documentation and insights.

• Assist with Training and Awareness: Assist in developing and delivering training programs to enhance FinCrime awareness.

• KPIs: Take a proactive approach to consistently achieve individual and team targets (KPIs SLAs QA) demonstrating a strong commitment to both quality and speed. This includes meeting deadlines reliably optimizing processing times and taking full ownership and accountability for all responsibilities to deliver exceptional results.

• Other: Perform additional tasks as assigned by your lead demonstrating adaptability and a proactive approach. This includes actively participating in meetings training and internal events to support broader team and company objectives.

About you: 

• Youre eligible to work in Hyderabad

• Excellent verbal and written communication skills in English with the ability to produce clear concise accurate and professional reports summaries and customer communications. Additional languages are a plus.

• 2 years of experience in operations compliance or a related field with a strong focus on financial crime KYC/AML or fraud prevention.

• Expert understanding of global financial crime regulations and standards (e.g. AML KYC).

• Proven ability to work independently make sound decisions and manage complex investigations with minimal supervision.

• Excellent organizational skills attention to detail and advanced analytical abilities.

• Ability to thrive in a fast-paced dynamic environment and adapt to changing priorities.

• Proactive attitude with a strong desire to learn and develop in the financial crime domain.

• Flexibility to work in shifts including early mornings day times afternoons late evenings weekends and public holidays as per business needs.

• Extensive experience in creating updating and maintaining policies procedures and guidance notes in a timely manner.

• Strong organisational and project management skills including creating and managing a project plan.

• Ability to prioritise tasks that add the most value to the customers and/or team and know how to measure the impact.

• Ability to negotiate in a diplomatic manner to handle push backs or conflict. Readiness to publicly present ideas in a clear and professional manner.

PS! If youre interested in the position please apply by submitting your CV and cover letter in your cover letter please explain why you want to join the Anti-Money Laundering Investigations team and what makes you a good candidate for it. Please note that an application without a cover letter will not be considered!

What do we offer: 

• Starting salary: INR 750000 (annually)

• Company Restricted Stock Units

Key benefits:

• Paid annual holiday sick days parental leave and other leave opportunities

• 6 weeks of paid sabbatical after 4 years at Wise on top of annual leave

Qualifications :

• Prior AML Experience or FINCRIME related role.

• Critical Thinking Ability to assess complex situations identify key issues and make logical decisions based on available data.

• Data Analysis & Interpretation Comfortable working with large amounts of information identifying patterns and drawing meaningful insights.

• Attention to Detail Strong ability to spot inconsistencies anomalies and potential risks in reports or datasets.

• Decision-Making Under Uncertainty Ability to make sound judgments even when faced with incomplete or ambiguous data.

Additional Information :

Were people without borders without judgement or prejudice too. We want to work with the best people no matter their background. So if youre passionate about learning new things and keen to join our mission youll fit right in.

Also qualifications arent that important to us. If youve got great experience and youre great at articulating your thinking wed like to hear from you.

And because we believe that diverse teams build better products wed especially love to hear from you if youre from an under-represented demographic.

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time