ACI MTS Payment Subject matter expert.

Charlotte, VT - USA

Monthly Salary: Not Disclosed

Posted on: 2 hours ago

Vacancies: 1 Vacancy

Job Summary

ACI MTS Payment - Subject matter expert.
Charlotte NC/New York NY/New Jersey NJ (Need Day 1 Onsite hybrid 3 days from office).

Job Description:

We are seeking a highly skilled and motivated ACI MTS Product Owner & Subject Matter Expert (SME) to lead and manage our ACI MTS payments platform. The ideal candidate will be responsible for overseeing the end-to-end functionality of the product ensuring seamless payments initiation validation routing and settlement both domestically and cross-border transfers.

Responsibilities:

ACI MTS Product Ownership & Expertise

Act as the primary SME for ACI MTS including:
Payments initiation validation routing and settlement
Liquidity and account management
Cut-off times exception handling and reconciliation
Configure and manage MTS payment flows for domestic and cross-border transfers (RTGS ACH wires SWIFT-based flows where applicable)
Drive product upgrades patches and version migrations ensuring zero or minimal disruption

Payments Processing & Operations

Support high-availability low-latency payment processing environments
Troubleshoot complex production issues involving:
- Payment failures
- Settlement mismatches
- Queue backlogs
- Liquidity constraints
Partner with operations teams to improve STP rates throughput and resilience

Integration & Architecture

Design and oversee integrations between MTS and:
- Core banking systems
- Fraud and AML platforms
- Treasury GL and reconciliation systems
- External clearing and settlement networks
Ensure correct use of message formats adapters and APIs within the MTS ecosystem

Compliance & Controls

Ensure MTS configurations comply with:
- Regulatory requirements (e.g. AML sanctions screening auditability)
- Internal risk and operational controls
Support audits regulatory exams and control testing involving payment flows

Stakeholder & Delivery Leadership

Act as a trusted advisor to business operations and technology stakeholders
Translate business payment requirements into MTS-aligned solutions
Mentor junior team members and build internal MTS knowledge depth
Work closely with ACI support and product teams for escalations and roadmap alignment

Requirements:

Core Skills

Extensive hands-on experience with ACI MTS in a production banking or payments environment
Strong understanding of:
Payment lifecycles and settlement mechanics
Real-time and batch payment processing
Exception handling and reconciliation
Proven experience supporting mission-critical high-volume payment platforms
Deep knowledge of payments operations and controls

Technical & Functional Skills

Experience with MTS configuration workflows and parameterization
Understanding of:
Messaging standards (ISO 20022 proprietary formats SWIFT where applicable)
Databases batch processing and scheduling
Ability to read logs analyze failures and drive root-cause analysis

Domain Expertise

Strong background in:
Banking payments
Clearing and settlement systems
Treasury and liquidity management
Experience in regulated financial institutions preferred

Preferred but not required:

Experience working directly with ACI Worldwide support or professional services
Exposure to other ACI products (e.g. UPF PPF Base24 Wires platforms)
Prior role as payments platforms owner or lead SME
ITIL-based production support experience

ACI MTS Payment - Subject matter expert. Charlotte NC/New York NY/New Jersey NJ (Need Day 1 Onsite hybrid 3 days from office). Job Description: We are seeking a highly skilled and motivated ACI MTS Product Owner & Subject Matter Expert (SME) to lead and manage our ACI MTS payments platform. The ...