Payments Operations Analyst

Payment Operations Analyst Reconciliation

Edinburgh

Full-time

In office 4 days/week

• Do you have experience working with reconciliations or payment schemes

• Do you want to work in a fast-paced environment supporting critical financial operations

• Do you want to contribute to new product initiatives while developing yourexpertisein embedded payments

If sowedlove to hear from you!

Who We Are

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WhatYoullDo

• Prepare and complete daily client money and bank reconciliations within established deadlines following the companys reconciliation policy.

• Identify investigate and resolve non-reconciled items escalating and driving root cause analysis to prevent recurrence.

• Monitor real-time payment and transaction flowsidentifyingtrends or potential reconciliation issues.

• Support theaccurateprocessing of client money transactions across schemes including Faster Payments BACS CHAPS SEPA Direct Debits card transactions and FX.

• Collaborate with internal teams and external providers to resolve reconciliation and payment queries in line with regulatory and scheme requirements.

• Act as a subject matter expert supporting new product initiatives reporting incident management and continuous improvement activities.

Who You Are

WhatYoullNeed

• A proactive approach toleveragingemerging technologies including AI to enhance operational efficiency anddecisionmaking.

• Previousexperience in reconciliations payments or treasury within an operational team.

• Solid understanding of at least one UK or international payment scheme.

• Strong multi-tasking prioritisation and time management skills; adaptable and resilient.

• Excellent Excel skills and awareness of Snowflake / SQL queries or similar.

Nice to Haves

• Experience working with Electronic Money Institution (EMI) regulations.

• Familiarity with root cause analysis techniques.

• Exposure to card payments or FX processes.

What We Offer You

• Share Options We offer a Company Share Option Plan (CSOP) giving you the opportunity tobenefitfrom any increase in share valuein the event ofa sale merger or flotation.

• Bonus Our annual discretionary bonus paid in May for the previous year is based on both company and individual performance.

• Flexible benefits 1000 to spend on benefits to suit you including private medical insurance gym membership dental etc.

• Wellbeing app Confidential on-demand access to therapy coaching counselling managementtrainingor mindfulness sessions with accredited professionals.

• Holidays 33 days annual leave (including bank holidays) plus your birthday Christmas Day Boxing Day and New Years Day are fixed holidays; the remaining days are flexible.

• Learning opportunities Our two-day onboarding programModStart equips you for success with ongoing development support throughout your career.

• Company-Wide Events Participate in collaborative and engaging events with colleagues across the business.

• Bike to Work / E-bike Scheme

ModInclusion

At Modulrwerecommitted to building a diverseequitableand inclusive culture where everyone feels they belong and can bring their whole self to work. We welcomeapplications from candidates of all backgrounds as we believeitsthe right thing for our people our business and the community weoperatein.

By submitting your CV you understand that we have a legitimate interest to use your personal data for the purposes of assessing your eligibility for this role. This means that we may use your personal data to contact you to discuss your CV or arrange an interview or transfer your CV to the hiring manager(s) of the role you have applied for. You can ask us at any time to remove your CV from our database by emailing but please note that this means we will no longer consider you for the role you have applied for.