Senior Product Manager, Flex and Installments Products (Global)

The Senior Product Manager Flex and Installments Products will drive the definition delivery and optimization of Visas Flex and Installments product portfolioincluding Visa Flexible Credential Visa Installment Credential Visa Installment Solutions and future product lines. This role supports both Issuance and Acceptance use cases ensuring Visa delivers cohesive scalable and modernized installment and flexible payment experiences across the ecosystem. 

You will shape endtoend product capabilities that serve large issuers fintechs acquirers merchants processors and strategic partnership with crossfunctional teamsincluding Product Strategy Solution Enablement Platform Products Tokens Architecture and Engineeringyou will build and scale products that improve checkout experiences unlock new revenue opportunities and expand Visas position across global markets. 

Success in this role requires strong product sense structured problem-solving technical fluency the ability to navigate complexity and excellent communication skills. You must be able to synthesize business needs across diverse stakeholders translate them into clear product requirements and guide technical teams through implementation. This includes reading understanding and maintaining technical documentation API guides and implementation materials. 

This is a global role requiring the ability to balance regional variations with cohesive global platform priorities. 

Key Responsibilities & Expectations 

Product Ownership & Strategy 

• Own and deliver enhancements for defined areas within the Flex and Installments suite across both Issuance and Acceptance.   
• Shape product roadmaps grounded in ecosystem needs technical feasibility and measurable business impact.   
• Synthesize complex problem spaces into actionable product decisions and clear prioritization frameworks. 

Integrated Ecosystem Experiences 

• Develop and support endtoend capabilities across the fourparty model enabling seamless issuer merchant and cardholder experiences.   
• Champion user experience improvements across digital checkout tokenized experiences wallets BNPL flows and merchant/issuer integrations. 

Product Development & Technical Collaboration 

• Author highquality requirements user stories and acceptance criteria that effectively guide engineering teams.   
• Partner closely with Architecture Engineering and Token teams to align on solution design APIs data models SLAs and resilience/security considerations.   
• Navigate technical trade-offs manage dependencies and support estimation practices (e.g. T-shirt sizing).   
• Maintain and update technical documentation including implementation guides integration specs and partner-facing materials. 

Execution & Delivery 

• Lead product initiatives from concept through launch managing scope timelines and cross-functional alignment.   
• Balance new feature development with platform quality scalability and technical debt considerations. 

Stakeholder Engagement & Communication 

• Communicate complex concepts clearly and effectively to technical and non-technical audiences.   
• Partner with global regions client-facing teams and external partners (issuers acquirers processors fintechs merchants).   
• Provide SME support for client discussions solutioning and implementation. 

Performance Monitoring & Optimization 

• Track product performance analyze adoption and drive iterations using qualitative and quantitative insights.   
• Translate performance trends and market feedback into actionable improvements. 

This is a hybrid position. Expectations of 3 days in office Tuesday Wednesdays and Thursdays at a minimum.

Qualifications :

Basic Qualifications 

• 8 or more years of relevant work experience with a Bachelors Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD

Preferred Qualifications 

• 9 or more years of relevant work experience with a Bachelors Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 3 or more years of experience with a PhD
• roduct management experience in payments fintech commerce technology or related technical domains.   
• Strong understanding of the payments ecosystem including tokenization checkout flows BNPL/Installments network processing and the four-party model.   
• Demonstrated technical aptitudecomfortable reading technical documentation understanding APIs data flows and system interactions.   
• Proven ability to translate complex business needs and technical constraints into clear testable product requirements.   
• Experience maintaining and improving technical documentation and partner implementation guides.   
• Exceptional problem-solving skills and product sense with the ability to break down ambiguous problem spaces.   
• Effective structured communicator able to influence teams and stakeholders across regions and functions.   
• Experience managing complex cross-functional initiatives and delivering products at scale.   
• Strong analytical skills and experience using data to guide product decisions.   
• Customer-first mindset with the ability to identify unmet needs and propose pragmatic value-driven solutions. 

Additional Information :

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY:  The estimated salary range for this position is $169100 to $270800 USD per year which may include potential sales incentive payments (if applicable).  Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.

Remote Work :

No

Employment Type :

Full-time