Senior Manager, Software Engineering Core Pricing
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Job Location:
San Mateo, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
About Upstart
At Upstart were united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day we bring creativity experimentation and advanced AI to reshape access to credit helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace we partner with banks and credit unions to expand access to affordable credit through technology thats both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1800 signals powering smarter fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea every voice and every contribution moves us closer to a world where credit never stands between people and their financial progress.
Were proudly digital-first giving most Upstarters the flexibility to do their best work from wherever they thrive alongside teammates across 80 cities in the US and Canada. Digital-first doesnt mean distant. Were intentional about in-person connection through team onsites planning sessions and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus Austin the Bay Area or New York City (opening Summer 2026) youll have the support to work in the way that works best for you.
If youre energized by tackling meaningful problems excited to innovate with purpose and motivated by work that truly matters wed love to hear from you.
The Team
The Core Pricing team is at the heart of Upstarts financial infrastructure. Nearly every borrower experience product workflow and partner integration relies on the systems this team builds and maintains. Core Pricing owns critical backend services that price loans across products and partners integrate with underwriting models and downstream platforms and operate under strict requirements for latency correctness and reliability. These services sit directly on the revenue path and function within a regulated environment serving both internal and external stakeholders. The team supports a mix of legacy infrastructure and greenfield development as we continue evolving our pricing architecture.
How Youll Make an Impact
- Lead coach and grow a team of backend engineers and an engineering manager fostering a culture of accountability and ownership.
- Own team execution and delivery across multiple quarters ensuring Core Pricing systems meet high standards for uptime accuracy and responsiveness.
- Guide technical strategy across legacy and next-generation pricing systems balancing short-term execution with long-term architectural goals.
- Ensure changes to pricing systems are production-safe observable and rigorously validated maintaining SLAs and leading incident response when needed.
- Collaborate cross-functionally with Product Risk Servicing Analytics and external partners to deliver complex multi-team initiatives.
- Use key metricsincluding reliability latency and partner escalationsto align engineering priorities with borrower impact and business objectives.
Minimum Qualifications
- 1015 years of software engineering experience including 47 years managing high-performing engineering teams.
- Demonstrated ownership of systems with strict reliability latency and correctness constraints.
- Domain experience in pricing fintech lending payments marketplaces or real-time decisioning systems.
- Strong system design and architectural skills with the ability to dive deep into technical issues as needed.
- Deep experience leading backend and distributed systems in production environments.
- Proven success leading cross-functional multi-quarter initiatives in complex fast-paced environments.
- Excellent communication skills and the ability to effectively collaborate with both technical and non-technical stakeholders.
- Strong product intuition and business judgment with the ability to assess tradeoffs risk and long-term impact.
Preferred Qualifications
- Familiarity with operating in regulated environments and working with external partners.
- Experience specifically in fintech or finance working with pricing risk or other Machine Learning adjacent teams where correctness and regulatory compliance is critical.
Position location This role is available in the following locations: Remote USA
Time zone requirements The team operates on the East and West coast time zones.
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
#LI-REMOTE
#LI-Director
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
What youll love
At Upstart our benefits are designed to support your health financial well-being family and personal growth. Heres what you can expect:
- Competitive compensation including base pay bonus opportunities and annual equity grants that vest quarterly
- Generous 401(k) plan with Upstart matching $2 for every $1 contributed up to $15000 per year
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
- Affordable medical dental and vision coverage with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
- Health Savings Account contributions from Upstart for eligible plans
- Income protection benefits including company-paid Basic Life AD&D and Short- and Long-Term Disability coverage with options to purchase supplemental coverage
- Paid time off sick and safe time and company holidays
- Paid family and parental leave to support caregiving and major life moments
- Family-centered benefits through Carrot and Cleo supporting fertility parenthood and caregiving
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources including access to financial planning tools and a financial concierge service
- Annual wellness allowance to support your physical and emotional well-being and personal development based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work no matter where you work from
- Connection and community through team events and onsites all-company updates and employee resource groups (ERGs)
- Onsite perks including catered lunches and fully stocked micro-kitchens when working from one of our four offices located in the Bay Area Austin Columbus and New York City (opening Summer 2026!).
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Senior Manager
Key Skills
- Data Center Experience
- ArcGIS
- Cloud Infrastructure
- Construction Estimating
- Go
- Mathcad
- React
- Redux
- AWS
- Software Development
- Auto Estimating
- Distributed Systems
About Company
Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit!
