Role Overview:
We are looking for a Developer to join a fintech project delivering greenfield payment initiatives across Europe. This is a hands-on engineering role focused on building modern compliant payment platforms from the ground up requiring deep expertise in real-time and batch payment systems banking standards and Open Banking within regulated environments.
Key Responsibilities:
Develop and maintain backend payment processing services using C# / .NET
Implement and process ISO 20022 and SWIFT MT/MX payment messages
Integrate with bank APIs real-time payment rails and file-based channels
Support the full payment lifecycle from initiation to clearing settlement and reconciliation
Ensure security compliance error handling and auditability of payment flows
Collaborate with engineering product and compliance teams
Contribute to code reviews testing CI/CD and technical documentation
Must-Have Requirements:
6 years of hands-on experience with C# / .NET (Core / 6 / 7 / 8)
Strong practical experience with payment systems and banking integrations
Advanced knowledge of ISO 20022 SEPA and payment messaging standards
Hands-on experience with SWIFT FPS BACS CHAPS TARGET2
Proven experience with Open Banking and regulated payment environments
Experience with REST SOAP SFTP XML/JSON message queues and SQL Server
Secure coding practices and familiarity with Docker
Excellent English communication skills
Nice to Have:
Experience with core banking systems or digital wallets
Knowledge of cut-off times clearing and settlement processes
For job seekers, BONAPOLIA offers a gateway to exciting career prospects and the chance to thrive in a fulfilling work environment. We believe that the right job can transform lives, and we are committed to making that happen for you.