Junior Strategic Analyst

About Us:

Perpay is a certified B Corp and Philadelphias most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade we have established strong product-market fit and a profitable efficient operating model across a suite of products positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500000 customers who have utilized more than $1 billion in spending power we are at a pivotal moment. We are scaling our operations building new offerings and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products weve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration operating from our unique center-city Philadelphia office. This comfortable home away from home space offers river views and fosters rapid product development strong relationships and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office we offer sensible flexibility for personal needs such as sick children or urgent errands and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission collaboration equity and generous perks Perpay is the best place to be in Philadelphia right now.

About the Role:

Perpay is seeking a driven Analyst to join our team as a key player in growing our impact on our customers financial futures. You will take on a pivotal role in breaking down complex business problems from across our organization using data to uncover the factors at play and formulating recommendations to help us take action intelligently.

In this role youll collaborate broadly and present your insights directly to company leadership. Your ability to think critically dive deep into data and communicate insights effectively will have a lasting impact on our organizations success. With the freedom to independently drive projects in a fast-paced high-growth environment youll play a central role in building data-informed strategies that enhance our business.

This role is a perfect fit for someone who thrives amidst ambiguity loves tackling tough problems and wants to help build something big.

Our greatest strength is our people and wed love for you to be one of them!

Responsibilities:

• Analyze Complex Business Problems: Partner with stakeholders from across the business to define challenges identify opportunities and deliver data-driven insights.
• Deliver Executive-Ready Recommendations: Translate analysis into clear compelling recommendations presenting them directly to senior leadership and influencing decision-making at the highest level.
• Collaborate Cross-Functionally: Build strong relationships across teams to ensure data insights are actionable and impactful fostering trust in our analytics team.
• Dive Deep into Data: Write and execute advanced SQL queries and leverage Python or R to extract and analyze data uncover trends and solve problems with precision.
• Support Business Growth: Develop analytics-backed strategies to grow our impact improve operational efficiency and unlock opportunities for our customers and organization.
• Build Scalable Solutions: Contribute to the development of self-service BI tools and dashboards that empower teams to make data-informed decisions.
• Thrive in Ambiguity: Drive projects forward with minimal direction navigating uncertainty with creativity and determination to uncover solutions.

What Youll Bring:

• Undergraduate or masters degree in a quantitative/STEM field having graduated inor graduating in 2026
• Experience framing and then solving problems through data analysis and quantitative thinking
• Experience with Python and SQL
• Impactful internship experience
• Ability to communicate recommendations effectively verbally and in writing
• Comfort in driving a project forward independently amidst ambiguity and change
• Ability to collaborate and build trust in a team setting

Preferred qualifications:

• Experience presenting to C-Level executives
• Experience at a startup (especially in financial technology)
• Experience with Business Intelligence tools e.g. Domo Power BI Tableau
• Experience with Git and Github

Hey we know not everybody checks all the boxes so if youre interested please apply because you could be just what were looking for!

What Well Bring to Full-time Team Members:

• Meaningful compensation and equity
• Premium medical benefits (fully paid base plan and very reasonable premium for the buy-up option)
• 4% employer 401k match
• Unlimited PTO policy
• Remote weeks around major holidays extra holiday on weekends like MDW and LDW
• High quality catered lunch by local chefs 4 days / week
• Gym subsidy
• Paid cell phone plan
• Student loan repayment program
• Relocation assistance
• Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race religion color national origin gender identity sexual orientation sex (including pregnancy) marital status political affiliation age veteran status disability status or other non-merit factor. Please contact us at to request accommodation.