CRA Officer

We are the movers of the world and the makers of the future. We get up every day roll up our sleeves and build a better world together. At Ford were all a part of something bigger than ourselves. Are you ready to change the way the world moves

The Ford Motor Credit Company (Ford Credit) has received the regulatory conditional approval to form Ford Credit Bank(the Bank) to be headquartered in Salt Lake City Utah.

The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles parts accessories EV Infrastructure and software and will accept deposits with competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Credit an indirect wholly owned subsidiary of Ford Motor Company (Ford).

The people of Ford Credit have a 60-year commitment to helping put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships we provide financing personalized service and professional expertise to five thousand dealers and more than four million customers in over 100 countries around the world.

The proposed Bank will be a strategic addition to Ford Credit and is key to providing the capabilities needed to meet the financing expectations of Ford customers. If youre customer-focused driven and seeking the opportunity to experience exciting challenges and growth look no further. The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand-up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established these employees may be transferred to the new bank Come help build a better world where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. Its a belief that has fueled our passion to create great cars and trucks. And today it drives our commitment to become the worlds most trusted mobility company designing vehicles for a smart world that helps people move more safely confidently and freely. Ford is experiencing significant business transformation in an ever-changing digital world. We are dedicated to delivering distinctive products and solutions having an always on relationship with customers and continuously improving our user experience.

In This Position

The CRA Officer will work directly with the Chief Executive Officer and Bank Management. This role is responsible for developing implementing and leading the CRA Program of the Bank. Likewise the CRA Officer will lead the Banks efforts to meet the goals and objectives of the CRA Program resulting in a desirable regulatory rating and demonstrated compliance with federal Community Reinvestment Act requirements and regulations.

What Youll Do

• Development of the Banks CRA program and its plan for meeting the credit needs of its community and the execution thereof; you will submit at least an annual assessment against the goals of the CRA Plan to the CRA Committee with the Committee to report the results of that assessment to the Board. The CRA Officer will also provide a report at each meeting of the CRA Committee of CRA-related activities that have occurred since the prior report to the CRA Committee
• Responsible for monitoring the community development activities and assessing the needs of the community. Working with members of Management the Board and active community groups the CRA Officer is expected to take the lead in developing the CRA Plan and submitting it for approval.
• Advise Management on CRA opportunities and strategies and monitor the Banks progress toward meeting this Plan and subsequent targets established in the Plan.
• Direct the Community Development loans and investment portfolio including identification of opportunities focused on CRA loans and investments consistent with the Bank Community Development objectives and overseeing and directing the origination servicing and allocation of loan and investment funds within the portfolio.
• Lead Community outreach and Identification of CRA pertinent needs of our assessment area; Through contact with government officials and community leaders in the banks CRA assessment area identifies credit and services needs within the community and works with senior management to develop programs and sets goals to meet such needs as are identified within the context of the banks business model and peer performance
• Responsible to evaluate and adjust as appropriate the Program in light of any relevant changes in the needs of the community in which the Bank serves and consistent with the purpose of the Bank and the goals and objectives described in the CRA Plan.
• Maintenance and management of CRA recording/reporting systems; Creates updates and maintains continuous records of CRA qualified products delivered loans applied for and granted and services provided within the CRA assessment area to facilitate periodic review of the banks CRA compliance level and CRA performance.
• Updates the CRA Public File as of April 1st of each year. The public file shall contain:
• All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the Banks performance in helping meet community credit needs.
• All responses made by the Bank to written comments made by the public.
• Within 30 days of receipt a copy of the public section of the Banks most recent CRA performance evaluation.
• A list of services (including hours of operation available products and applicable fees) offered by the Bank.
• A map of the Banks assessment area.
• Any additional information as applicable. as needed.
• The Bank CRA Officer in collaboration with the CCO and the Training program set forth within the Bank Compliance Management System must conduct periodic training on employee responsibilities under the Program. The Bank CRA Officer in conjunction with the Bank CCO is required to retain records of training activities and records of all crimes against the Bank.
• Ongoing monitoring of and reporting on the banks CRA performance and compliance standing; Maintains an ongoing monitoring program which will provide management with timely information about the banks CRA compliance position and gaps in CRA delivery of services products and investments to allow management to modify its goals and activities as required to maintain a Satisfactory CRA compliance rating
• Travel to main office locations at least 20% of the year

What Youll Have

• Bachelors degree in business administration or related field
• Ten or more years of demonstrated strong CRA performance experience deep knowledge of CRA regulatory compliance requirements
• Seven or more years of related financial institution or regulatory experience
• Skill in the selection development and management of vendors and community partners
• Attentive to deadlines and detail
• Effective decision-making and problem-solving skills Our Preferred Requirements
• Strong collaboration/cooperation skills
• Strong oral and written communication skills
• Successfully interact with and influence senior leadership including executive management What Youll Receive in Return As part of the Ford Credit Bank family youll enjoy excellent compensation and a comprehensive benefits package that includes generous PTO retirement savings and stock investment plans incentive compensation and much more. Youll also experience exciting opportunities for professional and personal growth and recognition.

You may not check every box or your experience may look a little different from what weve outlined but if you think you can bring value to Ford Motor Company we encourage you to apply!

As an established global company we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe or keep you close to home Will your career be a deep dive into what you love or a series of new teams and new skills Will you be a leader a changemaker a technical expert a culture builderor all of the above No matter what you choose we offer a work life that works for you including:

Immediate medical dental vision and prescription drug coverage

Flexible family care days paid parental leave new parent ramp-up programs subsidized back-up child care and more

Family building benefits including adoption and surrogacy expense reimbursement fertility treatments and more

Vehicle discount program for employees and family members and management leases

Tuition assistance

Established and active employee resource groups

Paid time off for individual and team community service

A generous schedule of paid holidays including the week between Christmas and New Years Day

Paid time off and the option to purchase additional vacation time.

This position is a leadership level 5.

For more information on salary and benefits click here: BENEFITS

Visa sponsorship is not available for this position.

Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race religion color age sex national origin sexual orientation gender identity disability status or protected veteran the United States if you need a reasonable accommodation for the online application process due to a disability please call 1-.

This position is hybrid. Candidates who are in commuting distance to a Ford hub location will be required to be onsite four or more days per week. #LI-Hybrid #LI-MN1 #FMCC