Senior Product Designer, Growth

Upstart

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profile Job Location:

San Mateo, CA - USA

profile Monthly Salary: Not Disclosed
Posted on: 21 hours ago
Vacancies: 1 Vacancy

Job Summary

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.

Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; Austin Texas; and New York City NY (opening Summer 2026).

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!

The Team:
Upstarts Growth team is dedicated to creating a seamless loan application experience that allows customers to effortlessly discover and access Upstarts credit products. By building exceptional customer-centric experiences this team plays a crucial role in making Upstart the premier destination for consumer creditdriving growth increasing conversion and unifying Upstarts product portfolio into a cohesive multi-product marketplace.

As a Senior Product Designer on the Growth Design squad youll shape how customers experience Upstart beyond their initial application focusing on the moments and touchpoints that build trust encourage ongoing engagement and support long-term financial confidence. Youll define experience strategy lead user research and design intuitive insight-driven experiences across mobile and responsive web that help customers understand manage and return to Upstarts products. Partnering closely with Product Engineering Data Science and Marketing youll balance experimentation with a cohesive long-term vision crafting experiences that drive retention loyalty and measurable business impact.

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

How youll make an impact

  • Create user journeys wireframes prototypes and polished mockups that shape the identity experiences for log in account creation and management registration authentication and profile creation and management.
  • Lead research and usability studies to understand customer behavior pain points and expectations around login multi-factor authentication and account management.
  • Partner with product and engineering teams to define profile and account experiences that reduce friction and boost conversion while balancing strong security and user trust.
  • Design accessible inclusive and scalable solutions across both internal tools and customer-facing experiences keeping regulatory and compliance needs in mind.
  • Build and maintain design artifacts (user flows personas interaction specs) that align identity experience strategy across the platform.
  • Use quantitative and qualitative data to validate design decisions and iterate on experiences that improve user confidence and platform adoption.
  • Contribute to a unified design system that supports consistent and secure identity patterns across all Upstart products.

Minimum Qualifications

  • 7 years of experience designing customer-facing digital products with a focus on secure user flows or identity-related features (e.g. login registration authentication).
  • Demonstrated expertise designing for both responsive web and native mobile experiences.
  • Strong portfolio demonstrating end-to-end design thinking with attention to both user needs and security requirements.
    Skilled with Figma and design research tools like Usertesting Maze or Lookback.
  • Experience balancing usability and privacy with a passion for simplifying complex or sensitive user flows.
  • Confident communicator and collaborator comfortable sharing designs receiving feedback and partnering across disciplines including security compliance and engineering.

Preferred Qualifications

  • Experience designing for consumer fintech or other regulated industries.
  • Background in lifecycle design growth experimentation or marketplace ecosystems.
  • Demonstrated success designing for engagement retention or cross-sell experiences in multi-product environments.
  • Experience working within and contributing to design systems at scale.
  • Deep commitment to accessibility inclusive design and ethical user engagement principles.

What youll love:

  • Competitive Compensation (base bonus & equity)
  • Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed up to $15000 per year
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday vacation sick and safety leave
  • Supportive parental family care and military leave programs
  • Annual wellness technology & ergonomic reimbursement programs
  • Social activities including team events and onsites all-company updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
  • Catered lunches snacks & drinks when working in offices

#LI-REMOTE

#LI-MidSenior

At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).

United States Remote - Anticipated Base Salary Range
$162100$224500 USD

Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email

Experience:

Senior IC

About UpstartUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders wh...
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Key Skills

  • InVision
  • Interaction Design
  • Ux
  • Usability
  • Visual Design
  • Design Thinking
  • Zeplin
  • User Research
  • UI
  • IOS
  • Figma
  • Sketch

About Company

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Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit!

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