We are re-engineering the way liquidity meets opportunity. Flow & Partners is a technology-driven financing firm providing fast flexible capital solutions to growing businesses globally. By combining deep credit expertise with our proprietary data platform we move faster than traditional banks and smarter than typical lenders.
As we establish our strategic hub in Poland we are looking for a Credit & Investment Manager. Here you wont just analyze risk-you will structure deals manage client relationships and directly impact our portfolios growth. This role bridges the gap between rigorous credit underwriting and commercial deal execution. If you are ready to combine financial discipline with commercial agility this is your place.
Responsibilities:
Lead the credit and risk analysis process from the initial assessment to the final decision including due diligence and financial structuring.
Manage direct relationships with borrowers (CFOs CEOs) throughout the transaction lifecycle moving beyond pure analysis to understanding their broader business goals.
Proactively propose financial structures that solve the clients liquidity needs while rigorously protecting Flow & Partners downside risk.
Support the origination team in negotiating Term Sheets and credit agreements ensuring a balance between commercial competitiveness and risk discipline.
Prepare and present clear high-quality investment materials and risk assessments for decision-making forums.
Leverage your deep understanding of the clients portfolio to spot opportunities for facility increases cross-selling or new financing products.
Drive the development of new tools credit models and data-driven insights.
We are looking for a professional who is bi-lingual in Finance and Business. You prioritize accuracy but you also understand that credit is a relationship business. You are as comfortable building a complex cash-flow model as you are explaining a covenant structure to a clients Board of Directors.
3 years of experience within Banking Private Debt Transaction Advisory or Corporate Finance.
You have an commercial mindset and understand the commercial drivers behind the numbers.
You are a strong communicator who can articulate complex credit risks and requirements simply and persuasively to clients and stakeholders.
Deep knowledge of credit risk financial modeling and the ability to assess complex financial holdings.
Proven experience in interacting directly with clients conducting site visits and managing expectations during the due diligence process.
Fluent in English and Polish.
Total Ownership. You take the lead and see the direct results of your work in every deal.
International Growth. You will help shape our expansion and culture from day one.
Fast Decisions. We are a flat organization. Good ideas happen fast without committees or bureaucracy.
Real Impact. You help entrepreneurs solve financing problems and take the next step.
Ready to help us build Lets talk.
We are a bank for entrepreneurship. Built by and for financial innovators. We provide infrastructure for entrepreneurs ready to start and scale the next generation of financial products and platforms. Our name reflects our mission: From zero to success. From idea to impact. From now ... View more