Payments & Settlements Engineer II

About NCR Atleos

NCR Atleos headquartered in Atlanta is a leader in expanding financial access. Our dedicated 20000 employees optimize the branch improve operational efficiency and maximize self-service availability for financial institutions and retailers across the globe. NCR Atleos was ranked #12 in Newsweeks prestigious 2025 Top 100 Global Most Loved Workplaces list.

Title: Payments & Settlements Engineer II

Location: Frisco TX

Work style: Hybrid (MUST BE ONSITE 3X A WEEK)

Eligibility: Please note that this position is not eligible for Visa sponsorship now or in the future. This restriction applies to all candidates for this position.

About the role:

We are seeking a Payments& Settlement Engineer II who has a strong grasp of how transactions move through the payments ecosystem from authorization through settlement and reconciliation. This role is heavily data-driven requiring comfort working with large financial datasets fixed-format files and T-SQL to support and evolve our on-premise settlement and reconciliation platforms. Youll work closely with senior engineers architects and cross-functional payments teams to ensure accuracy stability and compliance across all downstream financial processes. If you are naturally curious detail-oriented and able to connect how upstream system changes impact downstream financial outcomes youll thrive here.

Key Responsibilities:

• Serve as an SME for onpremise payments settlement platforms including settlement reconciliation invoicing payouts and exception/registry management.
• Analyze and troubleshoot transaction flows across acquirers processors networks and downstream systems.
• Build and maintain data ingestion processes especially fixedformat network files and multiformat data sets.
• Develop TSQL queries stored procedures and database designs used to generate accurate downstream reporting and monthly financial processes.
• Participate in scoping discussions and customer/partner calls to identify impacts risks and required changes to settlement processes.
• Build automation and checkpoints to proactively detect data anomalies missing records format changes or upstream deviations.
• Develop lightweight console applications or background processes focused on stability over complexity.
• Document system logic data flows file layouts process dependencies and troubleshooting guides.
• Ensure compliance with internal security audit controls and financial industry transaction standards.
• Support and participate in platform upgrades patching and configuration management activities.

Qualifications:

• Bachelors degree in a technical discipline OR equivalent work experience.
• 4 years of experience in engineering data engineering or payments systems roles.
• Strong TSQL / SQL experience Deep understanding of payments concepts including:

1. Merchant/acquirer/processor ecosystem

2. Authorization flow

3. Settlement and reconciliation process

4. Network file formats and mapping

• Proficiency with file ingestion fixedformat files and data transformation workflows.
• Ability to troubleshoot largescale financial datasets and identify upstream/downstream impacts.
• Experience building stable backend scripts console applications or automation processes.
• Understanding of distributed systems and data dependencies across financial workflows. Knowledge of compliance audit and financial data controls.
• Experience within ATM or card-present card processing environments.
• Prior work in settlement reconciliation or financial operations engineering

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Offers of employment are conditional upon passage of screening criteria applicable to the job.

Full time employee benefits include:

• Medical Insurance

• Dental Insurance

• Life Insurance

• Vision Insurance

• Short/Long Term Disability

• Paid Vacation

• 401k

EEO Statement
NCR Atleos is an equal-opportunity employer. It is NCR Atleos policy to hire train promote and pay associates based on their job-related qualifications ability and performance without regard to race color creed religion national origin citizenship status sex sexual orientation gender identity/expression pregnancy marital status age mental or physical disability genetic information medical condition military or veteran status or any other factor protected by law.

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