Mortgage Underwriter, Third Party Residential Underwriting

We are hiring a Mortgage Underwriter Third Party Residential Underwriting!Reporting To:Manager Third Party Residential UnderwritingFull-Time/Part- Time:Full timePosting Date:January 5 2026Closing Date:January 16 2026Hours of Work:8:30 a.m. 5:00 :Office Location: 12.7 Toronto ON Great location! Steps away from the main public transit station What we offer:Highly competitive compensation package which includes base salary bonus benefits and career advancement opportunities! *Eligibility for benefits is dependent on the terms of employmentThe Opportunity:Reporting to the Manager Third Party Residential Underwriting the Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Manage files from the time they are committed by the underwriter until all the brokers conditions are met on the commitment. How you will contribute: Establishes and maintains positive relationships with mortgage brokers to build loyalty to the CompanyMaintains positive relationships with external partners such as mortgage insurers appraisers title insurance companies and solicitorsInteracts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditionsReviews and verifies accuracy of required documentation related to income down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents where applicableEscalates any documentation issues to the Underwriter for review and sign offDocuments clear and complete notes within the mortgage underwriting systemResponds to all inquiries within established turnaround timesAdhere to policies/procedures to ensure AML requirements are and Attributes:Ability to build and maintain positive relationshipsStrong aptitude for service excellenceStrong communication skillsboth written and verbalAbility to manage and resolve conflictStrong analytical skillsAttention to detailOrganizational and time management skillsPositive team player with desire and ability to mentor othersEffective problem solving and decision making skillsFully competent in working with basic PC software and working knowledge of the suite of Microsoft office productsAbility to manage pressure in an environment of high volume processing with tight turnaround timesAdhere to policies/procedures to ensure AML requirements are Competencies for all First National Employees:Client Focuswe have an unwavering commitment for service excellenceTeam Orientationwe work together efficiently and are proud of our cultureRespect for Otherswe value the diversity of our people and we promote a respectful workplaceThe experience you need: Completed post-secondary education or equivalent work experience requiredMinimum 2 years previous mortgage underwriting experience requiredCompletion of Mortgage Agent Course and/or FSRA License an assetWorking knowledge of PC software in a Windows environment requiredIn accordance with the Financial Services Regulatory Authority (FSRA) if a successful candidate is not already licensed upon starting with First National they will be registered for the applicable educational courses and upon successful completion of the exam First National will register them with FSRA to complete the licensing Environment and Physical Demands Analysis:Office environmentPeriods of high volume with tight timelinesLong periods of stationary position/sittingProlonged periods of repetitive movement (i.e. using a keyboard and mouse)Long periods of time in viewing a computer screenMulti-tasking may include speaking to customers on a telephone call while looking up information on a computer join First NationalCompetitive Compensation Comprehensive benefits program (i.e. Health Spending Account Maternity and Parental Leave Top Up)Hybrid working environment Extensive training programs to set our employees up for success Modern office environment conducive to collaborationSupportive teamwork culture Opportunities to give back to the communities and work through events focused on a variety of charities Ongoing social events throughout the year The team youll join: Founded in 1988 First National is one of Canadas largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canadas largest commercial mortgage lender. First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners. We would like to thank all applications for their interest in this existing vacancy but only candidates selected for an interview will be contacted. First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race color religion national origin age gender identity physical or mental disability sexual orientation and any other category protected by National supports requests for accommodation from applicants with disabilities; please contact Human Resources at should you need an accommodation at any point in the recruitment process.#FNUWON