Staff Analyst, Competitive Pricing
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Job Location:
San Mateo, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
20 hours ago
Vacancies:
1 Vacancy
Job Summary
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly with zero documentation to upload.
Upstart is a digital-first company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; Austin Texas; and New York City NY (opening Summer 2026).
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team:
Upstarts Marketplace Analytics team coordinates the interplay between supply demand and pricing in Upstarts marketplace between borrowers and lenders. Our goal is to optimize the marketplace for all participants
As the Staff Analyst on our Marketplace Analytics team you will be the Competitive Pricing Lead and will be the definitive expert on how Upstarts pricing sits within the broader landscape. You wont just manage data; you will own the program that defines our price-competitiveness.
How youll make an impact
- Program Ownership: Lead the end-to-end competitive intelligence program including managing internal and external data sources and vendor relationships
- Strategic Synthesis: Integrate disparate data sources (surveys internal comparison data and third-party reports) into a single cohesive narrative regarding our pricing versus the broader market.
- Executive Communication: Serve as the primary voice to leadership on comp pricing providing high-stakes insights for everything from day to day understanding to board meetings and earnings calls.
- Expansion & Growth: Lead the roadmap to expand competitive pricing coverage from Personal Loans into all nascent products (Auto Home etc.).
- Pricing Influence: Translate competitive gaps into actionable pricing recommendations helping the team decide when to lean in or pull back based on market movements.
- Think critically about the end-to-end system modeling and reasoning about how pricing changes interact with risk assessment underwriting policies loan funding mechanisms and other parts of the business.
Minimum Qualifications
- Strong analytical and quantitative background with at least 8 years of professional experience in analytics data science or a related quantitative field.
- Proficiency in data analysis tools particularly SQL and Python/R.
- Experience with BI/visualization tools (e.g. Looker Tableau Mode).
- Degree in a quantitative field such as Economics Statistics Mathematics Engineering Data Science Operations Research or a related area.
- Excellent problem-solving skills with the ability to tackle complex ambiguous problems with a structured approach.
- Strong communication and presentation skills with the ability to articulate complex analytical concepts to diverse audiences.
- Demonstrated ability to think critically about business problems and the systems they operate within.
- Experience with survey data
Preferred Qualifications
- Experience specifically in competitive pricing pricing analytics revenue management or marketplace optimization.
- Experience in technology fintech lending or two-sided marketplace companies.
- Deep understanding of statistical methods and causal inference techniques.
- Proven ability to influence strategic decisions through data-driven insights and narratives especially at the leadership level.
- Experience collaborating effectively with Product Management and Engineering teams.
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- Generous 401(k) plan with Upstart matching $2 for every $1 contributed up to $15000 per year
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites all-company updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LI-REMOTE
#LI-MidSenior
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email
Staff IC
Key Skills
- Inventory Control
- Microsoft Access
- Math
- Pivot tables
- Pricing
- Analysis Skills
- Computer Literacy
- Cost Accounting Standards
- Microsoft Excel
- Financial Analysis
- Contracts
- Analytics
About Company
Through Upstart, apply online for a fast personal loan, auto refinancing, or debt consolidation. Try our quick rate check today with no impact to your credit!
