Mortgage Underwriter Hybrid

New York City, NY - USA

Monthly Salary: $ 82000 - 93000

Posted on: 12 hours ago

Vacancies: 1 Vacancy

Job Summary

Position: Senior Loan Underwriter

Location: New York NY (Hybrid minimum 3 days/week in-office)

Schedule: Full-time

Compensation: $82000$93000 no bonus or paid over time

Our client is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State. This is a manual underwriting role with decision authority and strong regulatory accountability. The position is hybrid and intended for candidates within commuting distance of the office with a minimum of three days per week in-office.

Responsibilities include:

Underwrite to program guidelines including SONYMA Fannie Mae and Freddie Mac

Approve decline suspend or return residential mortgage submissions and document credit rationale

Underwrite first-lien and subordinate/second mortgages including layered subsidy/DPA structures

Apply regulatory requirements and ensure audit-ready underwriting documentation

Maintain underwriting SLAs/KPIs and manage a high-volume multi-program pipeline

Partner closely with processing closing management and compliance/QC teams

Support pipeline tracking/reporting and help expedite units and closings as needed

Mentor and act as a technical resource to team members as needed

Perform other duties as required

Requirements include:

Senior-level residential mortgage underwriting experience (role requires deep experience)

Strong knowledge of TRID/RESPA fair lending and related lending regulations

Ability to independently decision loans and defend credit decisions

Experience with affordable housing / mission-based lending programs and subsidy structures

Proficiency with Byte LOS and standard productivity tools

National Mortgage Staffing does not set the requirements for this role. All criteria are defined by our client.

Thank you for your interest!

If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.

Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Position: Senior Loan UnderwriterLocation: New York NY (Hybrid minimum 3 days/week in-office)Schedule: Full-timeCompensation: $82000$93000 no bonus or paid over timeOur client is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State....