Regional Manager Credit

Hyderabad - India

Monthly Salary: Not Disclosed

Posted on: 2 days ago

Vacancies: 1 Vacancy

Job Summary

Job Purpose	Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss scenario analysis forecasting Stress Testing etc. Statistical models are built and scorecards are prepared which assesses parameters like PD (probability of default) EAD and LGD which are critical from a regulatory perspective and forms important aspect of regulatory reporting role gives an opportunity of going beyond the above and gives deeper insights on the Regulatory norms on Credit Risk. The role allows candidate work on areas such as Stress Testing Expected Credit Loss Macro Economic stress Macro stress models/forecasting Anchor:Think like an Entrepreneur - Encourages new ideas helps teams improve and supports them in taking up challengesPractice Emotional Intelligence - Listens to others stays calm under pressure and treats everyone with Continuously - Explores opportunities and encourages teams to improve processes and systems for better it - Ensures teams achieve targets drives capability building and inculcates a sense of accountability in the team.
Duties and Responsibilities	Build Stress Testing Framework and execute the sameDevelop validate and execute Stress Testing Tools and Stress Testing EngineBuild monitor validate and track PD LGD EAD models for Stress Testing as per RBI guidelines Provide analytical solutions through statistical modeling credit policy and strategy reporting and data analysis for the BFL businessesSupport any adhoc deep dive data analysis on portfolio metrices Support in Data analysis and liaising with IT Credit and BIU teams to ensure all policies processes data flow are working efficiently and all required changes are build and implemented suitably
Required Qualifications and Experience	QualificationsB-Tech/MBA Finance / Postgraduate with 1-3 years in quantitative subjects (Statistics/Data Science)Work Experience6-8 years relevant analytical experience in Model development ML modelling Forecasting Segmentation and Coding languages: SAS SQL R statistical techniques: Regression Logistic regression Clustering Dimensionality reduction techniques Hypothesis in handling huge data base and the ability to do root cause contributor with the capability to deliver projects within timelineEffective verbal and written communication skills

Required Experience:

Manager

Job PurposeRisk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss scenario analysis forecasting Stres...

Job Purpose	Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss scenario analysis forecasting Stress Testing etc. Statistical models are built and scorecards are prepared which assesses parameters like PD (probability of default) EAD and LGD which are critical from a regulatory perspective and forms important aspect of regulatory reporting role gives an opportunity of going beyond the above and gives deeper insights on the Regulatory norms on Credit Risk. The role allows candidate work on areas such as Stress Testing Expected Credit Loss Macro Economic stress Macro stress models/forecasting Anchor:Think like an Entrepreneur - Encourages new ideas helps teams improve and supports them in taking up challengesPractice Emotional Intelligence - Listens to others stays calm under pressure and treats everyone with Continuously - Explores opportunities and encourages teams to improve processes and systems for better it - Ensures teams achieve targets drives capability building and inculcates a sense of accountability in the team.
Duties and Responsibilities	Build Stress Testing Framework and execute the sameDevelop validate and execute Stress Testing Tools and Stress Testing EngineBuild monitor validate and track PD LGD EAD models for Stress Testing as per RBI guidelines Provide analytical solutions through statistical modeling credit policy and strategy reporting and data analysis for the BFL businessesSupport any adhoc deep dive data analysis on portfolio metrices Support in Data analysis and liaising with IT Credit and BIU teams to ensure all policies processes data flow are working efficiently and all required changes are build and implemented suitably
Required Qualifications and Experience	QualificationsB-Tech/MBA Finance / Postgraduate with 1-3 years in quantitative subjects (Statistics/Data Science)Work Experience6-8 years relevant analytical experience in Model development ML modelling Forecasting Segmentation and Coding languages: SAS SQL R statistical techniques: Regression Logistic regression Clustering Dimensionality reduction techniques Hypothesis in handling huge data base and the ability to do root cause contributor with the capability to deliver projects within timelineEffective verbal and written communication skills

Required Experience:

Manager

Key Skills

Admin Support
Biotechnology
Copy Editing
AC Maintenance
Audio Visual
Corrosion

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About Company

Bajaj Finance Limited

Bajaj Finserv is India’s most diversified non-banking finance company. Visit the website to learn about our products. Get instant approval on loans, shop on EMIs, make an investment, get insurance and pay your bills.

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