1st line Credit and Pricing Officer

Luxembourg - Luxembourg

Monthly Salary: Not Disclosed

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

The role supports first-line commercial teams in all processes and decisions related to credit granting and pricing. The main responsibilities are to:

Lead credit assessment and analysis for loans outside automated approval systems ensuring alignment with the Banks risk appetite and regulatory compliance.
Perform detailed financial and industry analyses collaborating with commercial teams to gather comprehensive information for lending decisions.
Coordinate with Risk Finance Treasury and Legal functions to assess credit risk financial impact and contractual terms of loans.
Establish and maintain a comprehensive pricing overview for the Banks client portfolio.
Support internal and external audit processes related to credit risk management loan granting and pricing.
Establish and maintain robust first-line credit procedures and control framework.
Manage pricing and profitability analyses at portfolio and client levels supporting Sales teams on complex pricing decisions.
Monitor capital consumption and propose optimisation measures where appropriate.
Support the development and review of credit lending policies and procedures.
Prepare and lead Credit Approval Committee meetings ensuring ongoing regulatory compliance.
Generate credit-related reports for management regulators and internal committees.
Conduct training sessions to enhance loan and product knowledge across the Bank.

Qualifications :

University Degree in business economics finance or related field with 5 years of banking experience in Luxembourg
Demonstrated expertise in credit management and pricing
Knowledge of regulatory requirements (CRR/CRD EBA/GL/2020/06 CSSF circulars)
Understanding of capital consumption and pricing aspects
Proficiency in MS Office package
Excellent written and verbal communication skills in English; French is an asset
Strong analytical problem-solving and decision-making capabilities
Ability to work under pressure manage multiple priorities and collaborate across teams
Excellent attention to detail and accuracy

Additional Information :

SQ1

Remote Work :

Employment Type :

Full-time

The role supports first-line commercial teams in all processes and decisions related to credit granting and pricing. The main responsibilities are to: Lead credit assessment and analysis for loans outside automated approval systems ensuring alignment with the Banks risk appetite and regulatory compl...

The role supports first-line commercial teams in all processes and decisions related to credit granting and pricing. The main responsibilities are to:

Lead credit assessment and analysis for loans outside automated approval systems ensuring alignment with the Banks risk appetite and regulatory compliance.
Perform detailed financial and industry analyses collaborating with commercial teams to gather comprehensive information for lending decisions.
Coordinate with Risk Finance Treasury and Legal functions to assess credit risk financial impact and contractual terms of loans.
Establish and maintain a comprehensive pricing overview for the Banks client portfolio.
Support internal and external audit processes related to credit risk management loan granting and pricing.
Establish and maintain robust first-line credit procedures and control framework.
Manage pricing and profitability analyses at portfolio and client levels supporting Sales teams on complex pricing decisions.
Monitor capital consumption and propose optimisation measures where appropriate.
Support the development and review of credit lending policies and procedures.
Prepare and lead Credit Approval Committee meetings ensuring ongoing regulatory compliance.
Generate credit-related reports for management regulators and internal committees.
Conduct training sessions to enhance loan and product knowledge across the Bank.

Qualifications :

University Degree in business economics finance or related field with 5 years of banking experience in Luxembourg
Demonstrated expertise in credit management and pricing
Knowledge of regulatory requirements (CRR/CRD EBA/GL/2020/06 CSSF circulars)
Understanding of capital consumption and pricing aspects
Proficiency in MS Office package
Excellent written and verbal communication skills in English; French is an asset
Strong analytical problem-solving and decision-making capabilities
Ability to work under pressure manage multiple priorities and collaborate across teams
Excellent attention to detail and accuracy

Additional Information :

SQ1

Remote Work :

Employment Type :

Full-time

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About Company

Swissquote

As a leading provider of online financial services, Swissquote Group offers innovative solutions and comprehensive services to meet the wide-ranging demands of its global clients.With an Online Trading Platform linked to more than 60 stock markets in over 40 countries, including off-e ... View more

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