Senior AI Product Manager Fintech Remote in Spain

About Tymit

At Tymit we were born on a mission to revolutionize creditmaking it smarter more flexible and always in the best interest of the customer.

We are embarking on a new phase to redefine payments and shopping experiencesgiving more to the customer. By bringing together financing loyalty and personalization driven by AI were creating a smarter and more rewarding way to shop. Fully funded by Frasers Group one of the largest retail groups in the UK we aspire to become a leading payment and shopping product in the UK market.

We believe credit should work for people not against them. Our technology is redefining how people shop pay and manage their spending. With teams across the UK and Spain we foster a culture of innovation collaboration and a customer-first mindset. As we scale we will partner with the UKs most prominent retail brands to deliver the most seamless and rewarding shopping experiences

Want to check our app from the guts See the Tymit app in actionhere!

Please note: this role is remote but must be based inSpain.

Compensation & Perks

• 26 days of paid holiday plus bank holidays.
• Your birthday off.
• Private health insurance.
• Budget for home office set up.
• Monthly home working allowance.
• Tymit is working fully remote but we have offices in Madrid and London if your preference is to work from an office with other Tymiteers.
• Flexible working hours.
• Referral program.
• EUR 1000 annual learning and development budget.
• Length of service recognition program.
• Quarterly touchpoints to get together with the teams!

Role Overview

As a Senior AI Product Manager you will lead the discovery definition and delivery of AI-powered products that create real value for our customers and business. Youll own the end-to-end product lifecycle from identifying opportunities and defining strategy to working with engineering and data teams to bring solutions to market.

This is a strategic and hands-on role. Youll operate in ambiguity structure complex problems run customer discovery make prioritization calls and drive products from 0 to 1. Youll be working at the intersection of AI capabilities and real customer needs ensuring every initiative is grounded in learning and measurable outcomes.

About the culture

Be ready to join a company where collaboration is key. You will be expected to share knowledge and speak up at the same time you have the ability to listen to others and consider their opinions. At Tymit we are also big fans of a good atmosphere and humour prepare yourself to receive a bunch of GIFs.

Software Engineers at Tymit work by squads in cross-functional teams applying good practices and agile methodologies.

What Youll Do

• Own product strategy: Define the vision roadmap and success metrics for AI-powered products aligned with Tymits strategic goals.
• Crack ambiguous problems: Turn fuzzy complex ideas into clear product structures.
• Lead customer discovery: Run structured customer conversations to validate value propositions. Turn insights into testable hypotheses and converge on sharp ICPs and MVP definitions.
• Evaluate opportunities: Quickly assess new ideas for user value strategic fit and effort vs. learning. Compare opportunities and make clear calls on what to pursue now later or never.
• Collaborate with AI Engineering: Work closely with AI engineers to design solutions that balance ambition with technical feasibility. Understand AI/ML capabilities and constraints: hands-on exploration of model behaviour prompts and system limitations.
• Drive execution: Manage the product lifecycle from discovery through delivery. Define requirements prioritize features and ensure timely releases with high quality standards.
• Communicate and align stakeholders: Share insights decisions and progress clearly across the organization. Build alignment around product direction and secure buy-in from leadership.
  

What Were Looking For

Were seeking someone who excels in four critical areas:

1. Problem Structuring & AI Product Sense

• Ability to take fuzzy complex ideas and turn them into clear product structure
• Define success criteria for probabilistic systems what good enough looks like
• Design product experiences that gracefully handle model uncertainty and edge cases

2. Customer-Led Iteration & Value Proposition Discovery

• Lead customer conversations to validate value not just ask questions
• Turn fuzzy ideas into testable hypotheses and converge on an MVP
• Narrow scope and make calls based on evidence
• Propose concrete product directions and scopes and make trade-offs with confidence
• Manage customer expectations around AI capabilities and limitations
• Validate not just is this valuable but do users understand what this can and cant do

3. Opportunity Evaluation & Product Judgment

• Quickly assess new ideas for user value strategic fit and effort vs. learning
• Compare opportunities and help decide what to pursue now vs. later vs. never
• Comfortable killing ideas early with clear reasoning
• Assess data availability and quality as part of opportunity evaluation
• Understand build vs. buy trade-offs for AI capabilities (fine-tune vs. prompt engineering vs. off-the-shelf)

4. AI Product Lifecycle & Quality Ownership

• Define and monitor AI-specific metrics (accuracy latency etc.)
• Own the feedback loop: how user behaviour and feedback inform model improvement
• Collaborate on evaluation frameworks to ensure consistent quality
• Understand when to iterate on prompts vs. retrain vs. redesign the product

Requirements

• 5 years in Product Management with direct ownership of 01 product initiatives including problem definition MVP scoping and early validation in ambiguous environments.
• Hands-on experience building AI-powered products understanding of LLMs agents RAG pipelines or similar technologies
• Experience with AI evaluation and quality assurance ability to define success metrics for AI features design eval frameworks (automated human) and translate eval results into product improvements
• Strong product judgment ability to connect customer needs with business outcomes and make clear trade-offs on scope ambition and sequencing.
• Experience with customer discovery and user research skilled at extracting insights and translating them into product decisions
• Comfortable with ambiguity you thrive in early-stage environments where direction isnt always clear
• Excellent communication skills ability to translate complex AI concepts for diverse stakeholders
• Data-driven decision making experience defining KPIs using data and user behavior to validate assumptions and iterating products through learning loops.
• You dont need to to have a background or experience has ML engineer - but you are expected to be deeply curious and hands-on with AI systems learning continuously through experimentation and collaboration with engineering.

Nice to have:

• Previous experience in fintech payments or credit products
• Founder/builder experience in early-stage start-ups
• Hands-on familiarity with AI evaluation tools (LangFuse LangSmith or similar)
• Technical background or ability to prototype with AI tools and no-code platforms
• Experience working with cross-functional AI/ML teams
  

What you can expect from our hiring process

Stage 1

45 min. video-call with our Tymits People team. Understand your career plan and what motivates you about Tymit.

Stage 2

30 min. video-call with our Head of AI Solutions Engineering. Brief technical discussion to understand more about the role and your skills.

Stage 3

60 min. video-call with our COO and VP of Product to discuss a case study andgive you a sneak peek of what it could be like working at Tymit. Followed by a 30 min call with our CEO.

Stage 4
Offer!

Why Join Us

• Shape the future: Be part of Tymits AI transformation defining how AI enhances our core products
• High impact high autonomy: Work on strategic initiatives with direct visibility to leadership
• Startup energy fintech backing: Fast-paced innovation environment with the stability of an established company
• Great team: Collaborate with talented people who are equally excited about technology and impact

To meet our regulatory obligations as a licensed financial services company in the UK Tymit needs to take background checks Criminal and Credit checks our new hires to help us safeguard our users. If you have any concerns regarding this process please discuss this with our People Team.

Tymit is made up of people from various backgrounds and you are welcome for who you are no matter where you come from what you look like. We seek to create a culture where everyone can belong because we believe that people do their best work to show up every day as their authentic selves. So bring us your personal experience your perspectives and your background.

We do not make hiring or employment decisions based on race religion age national origin gender gender identity or expression sexual orientation marital status disability pregnancy status or any other difference. If you have any disability please let us know whether there are any adjustments we can make for our process to be more inclusive.

Required Experience:

Senior IC