Credit Administration Appraisal and Environmental Officer

Salem Five believes deeply in supporting the communities in which we reside. Donations through our Charitable Foundation or events at the branch or location-level are an important part of our DNA. We would not be the company we are without our commitment to businesses and organizations that help the region thrive and to our employees. Come see what were all about.

JOB DUTIES AND RESPONSIBILITIES include but are not limited to the following:

• Review completed appraisals/environmental reports (or assign the review to an appropriate underwriter/portfolio manager during periods of high volume) for adherence to current regulations and document results of such reviews. Be the primary contact with appraisers/environmental consultants when concerns with the report produced arise or other concerns as they occur.
• Collaborate with other staff to ensure appraisal compliance independence and valuation.
• Stay up to date on market trends and conditions as well as changing regulatory requirements concerning the appraisal and environmental areas. Appropriately communicate industry and policy changes to the lending and underwriting staff with the concurrence of the Chief Credit Officer.
• Interface with bank examiners auditors and loan review personnel as to compliance with policy and regulatory issues with the concurrence of the Chief Credit Officer.
• Identify and develop best practices for the Commercial Lending Department with an objective of standardization where practical of approach and process throughout the Division.
• Responsible for the completion of various Commercial Lending internal reports as well as certain reports delivered to the Executive Committee or the Trustees.
• Promote the companys presence through participation and attendance at various civic and charitable events/organizations.
• Compliance with banking laws and regulations as defined in company policies and procedures pertinent to position.
• Regular attendance is essential to this position.
• Assumes additional responsibilities as requested.

EDUCATION and/or EXPERIENCE:

Bachelors degree (B.A.) from four-year College or university and five years of related experience. Appropriate computer skills including database analysis. Licensed appraiser or equivalent training to be able to recognize deficiencies in appraisals and evaluations as well as changes in market trends and conditions. Working knowledge of environmental reporting and regulatory issues to be able to recognize deficiencies and environmental issues in order to work with consultants effectively.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee is regularly required to use hands to finger handle or feel and talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand walk and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Benefits/Incentives: Health Insurance Dental Vision Flexible Spending Account Health Savings Account 401k Matching Tuition Reimbursement Employee Referral Program Summer Family Outing Annual Holiday Reception and more

Salary Range: $140000 - $160000

The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education qualifications certifications experience skills seniority location and performance. This range may be modified in the future.

Ready to applyIf this job sounds like a fit for you then click onApply/Apply Nowin this posting. We look forward to talking withyou.

Qualifiedcandidates may also submit a resume and application online at or mail your resume to Human Resources 210 Essex Street Salem MA01970.

No unsolicited resumes accepted from agencies.

Required Experience:

Unclear Seniority