Product Manager, Compliance Hub

Are you curious excited by experimentation and always looking for a better way of doing things
Do you want to keep learning and developing whilst getting hands-on experience working in the embedded payments space
Do you want to have the opportunity to apply technology to transform the way we operate at scale.
If so we would love to hear from you!
We are looking to hire ambitious and value-adding talent to join Modulr the fastest growing payments business in the UK and Europe. The Product Manager Compliance Hub is a new role within our Product team and will play a critical role in ensuring we build a world-class financial crime operations center.

About Us
At Modulr our mission is to move money efficiently to power business productivity. We are building a new digital payments service to make money flow more efficiently through businesses and the economy. This is a new type of payments account that is built for businesses that need faster easier and more reliable ways to move money.
Our flexible platform and innovative approach allows our customers to utilise our payments account instead of a traditional bank account. Our accounts come with a sort code and account number access to payment systems (eg Faster Payments and Visa) and everything our customers need from a payments account. They can instantly open as many accounts as they need automate how they make and receive payments as well as the reconciliation processes these create. All in real time 24/7 through their own systems utilising our API that integrates into any platform.
Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by payments giants PayPal Ventures and FIS Ventures as well as startup and scale up specialists Blenheim Chalcot General Atlantic Frog and Highland Europe which enables us to leverage their resources and expertise to drive our growth initiatives. These partnerships provide us with the necessary provisions to propel our business to new heights.

Modulr values
Building the extraordinary and going that extra mile
Owning the opportunity be passionate and proud of the time you invest
Move at pace reach your goals faster with us supporting you each step of the way
Achieve it together working as a team and being a Modulite

What Youll Do
The Product team is a core part of Modulr it works cross-functionally with all teams across the business. This role underpins the Compliance Huba real-time centralized platform supporting our Line-1 Compliance functions (including Customer Due Diligence (CDD) Screening Transaction Monitoring and Fraud). Automation and Audit Trails will be key to allow us to operate safely at scale.

Technology will play a key role. The compliance hub will have to integrate with other vendor systems and employ advanced data techniques such as machine learning and GenAI. Data and attention to detail will be paramount to build the foundations of a system that can be continuously improved to reduce manual work and reduce financial crime risk.
As a Product Manager - Compliance Hub you will

Be a core member of agile squads representing the product owning the roadmap and managing backlog incidents support requests and platform improvements for the Compliance Hub.
Work cross-functionally with compliance engineering data and operations teams to deliver a centralized automated real-time and scalable compliance solution.
Elicit clear business requirements and translate them into high-quality user stories and product definitions with clear acceptance criteria.
Define and drive non-functional goals including performance availability privacy and observability.
Ensure scalable ways of working with our engineering function to prioritize requirements and deliver at pace each sprint. Phase product delivery taking releasing business value early and minimising delivery risk.
Ensure end-to-end delivery of products/solutions working cross-functionally to understand and manage all implications on teams across the business ahead of go-live.
Ensure delivery readiness. Provide runbooks operational handover and audit artefacts for each release.
Drive the delivery of the Compliance Hub as a real-time centralized and automated platform for Line-1 compliance functions aligning with the business vision.
Own risk-event taxonomy and case lifecycle including states SLAs and escalation paths.

Define audit trail and MI frameworks to support regulatory assurance and operational oversight.
Set real-time and historical reporting requirements for compliance visibility and analytics.
Champion the development of advanced analytics and machine learning capabilities to improve fraud detection AML scenario testing and dynamic risk profiling.
Actively manage key vendor/supplier/partner relationships for your products/solution defining SLAs and tracking performance.
Collaborate with stakeholders to optimize risk event detection reduce false positives and continuously improve the effectiveness of compliance controls.
Develop an understanding of the value proposition of the products/solutions you manage their positioning in each of our target markets (as applicable) and how they solve our customers problems.
Develop a clear understanding of the costs of your products/solution and input into pricing strategies.

What Youll Need
Deep expertise in business analysis and /or technical product development with a proven green/brown field SaaS tool development
Proven experience building compliance/risk products at scaleideally across AML/KYC/CDD sanctions screening transaction monitoring fraud or SAR workflows.
Working knowledge of Line1 vs Line2 operating models and regulatory expectations for auditability evidence and data protection.
Data fluency: comfortable with metrics and basic SQL; able to define data contracts/event schemas and partner with analytics to measure efficacy.
Strong technical background with experience delivering complex data-driven platformsfamiliarity with event streaming workflow engines rules management and analytics is highly desirable.
Passion for automation process optimization and continuous improvement in compliance and risk management.
Exceptional attention to detail and analytical skills with commercial acumen to harness data-driven insights to inform prioritization and decision-making.
Experience driving forward cross-functional change pro-actively taking initiative.
Outstanding communication and stakeholder management skills with experience liaising with external stakeholders.
A strong work ethic entrepreneurial mindset and willingness to roll-up sleeves focusing on solutions and outcomes rather than problems and process.
Experience integrating third-party compliance tools (e.g. Passfort Alloy ComplyAdvantage Onfido) and building scalable APIs is a strong plus.
Knowledge of network analysis machine learning scoring etc.
Exposure to payment schemes/flows SME/partner onboarding; experience reducing false positives via rule tuning/enrichment; familiarity with schema governance and datalineage tooling is a strong plus.
Knowledge of regulatory frameworks and best practices in financial crime prevention is a strong plus.

ModInclusion

At Modulr were committed to building a diverse equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe its the right thing for our people our business and the community we operate in.

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