Credit Analyst

Quezon City - Philippines

Monthly Salary: Not Disclosed

Posted on: 20 hours ago

Vacancies: 1 Vacancy

Job Summary

About the Job

Location: Quezon City
Corporate Title: Rank and File Junior Officer
Work Arrangement: Onsite

Our team is looking for experienced professionals to join us in Quezon City in the role of Credit Analyst.

In this role you will assess the creditworthiness of borrowers conduct financial and risk analyses and support lending decisions by preparing Credit Offering Memos (COMs). You will work closely with marketing teams to evaluate transactions recommend appropriate credit structures and ensure accurate and timely processing of credit approvals.

Your dream. Our focus.

East West Banking Corporation (EastWest) is one of the largest universal banks in the Philippines and is committed to continuously invest in people and in process product and service enhancements and embrace new ideas to enhance the EastWest experience.

We empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team and a workplace that promotes development and goal attainment.

Whether youre just starting out or already a seasoned professional EastWest can help you unleash your potential and bridge the gap between dream to success.

What the role will entail

Conduct comprehensive financial and credit analysis of prospective and existing clients
Prepare and present Credit Offering Memos (COMs) to support sound credit decisions
Evaluate risks and recommend appropriate credit structures and terms
Monitor borrower performance and identify early warning indicators
Recommend actions on restructuring renewals or collections when necessary
Collaborate with marketing teams to ensure accurate and timely credit processing

What were looking for

Bachelors degree in Business Management Marketing Commerce Economics Finance Accounting or Banking
At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank
Strong knowledge of credit evaluation banking products financial analysis risk management and industry research
Excellent analytical and problem-solving skills with keen business acumen
Strong written and verbal communication skills
Collaborative team player with solid stakeholder management skills
Organized detail-oriented and able to work effectively under pressure

What you can expect from joining our team

Career development and training opportunities
Competitive salary package and benefits
Performance-based incentives and recognition programs to reward high-performing individuals
Opportunity to work with industry experts and be mentored by them
Defined career progression paths to guide you in your professional growth

About the Job Location: Quezon City Corporate Title: Rank and File Junior Officer Work Arrangement: Onsite Our team is looking for experienced professionals to join us in Quezon City in the role of Credit Analyst. In this role you will assess the creditworthiness of borrowers conduct financial and r...