Risk Systems & Process Analyst (SMEMicro)
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Job Location:
Monthly Salary:
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
What we do
UniCredit in Poland belongs to one of the largest financial groups in Europe serving over 15 million Clients including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams acting as the Groups pan-European innovation hub.
We are creating ultra-fast and transparent banking with an all-in-one application and new opportunities for all Clients - individual business and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.
Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration engagement and achieving ambitious goals.
We are looking for aRisk Systems & Process Analystto join us at this pivotal moment share our vision and help shape the future of European banking.What you will be doing
As aRisk Systems & Process Analyst you will serve as the technical architect of our credit risk assessment solutions for the SME and Micro digital lending space. You will act as the operational bridge between the Business Risk team and the Development teams.
Technical Requirements:
Translate business credit policies and risk requirements into detailed technical specifications User Stories and tasks for software developers.
Prepare technical requirements for implementation of key credit process elements risk engine analyst panel and related applications
Manage the backlog for technical implementations ensuring developers have clear acceptance criteria for every logic change or new feature
Process Design & Data Flow:
Map technical data flows and integration points between the Risk Engine Analyst Panel and external data sources.
Identify opportunities to optimize system performance and reduce latency in the credit decision process.
Design data structures necessary to ensure effective data flow through applications
Conduct technical validation and User Acceptance Testing (UAT) for all changes in the risk engine and analyst panel before they go live
Use SQL to verify that data is being captured and processed correctly according to the risk logic
Skills you should have
Credit Risk Domain Knowledge: Strong understanding of credit risk processes scoring and decisioning rules specifically in the context of Digital/SME lending
Technical Proficiency:Advanced proficiency in SQL to query databases analyze logs and validate logic implementations. Knowledge of Python applications will be a benefit
Experience with Decision Engines:Experience working with Risk Engines or similar decisioning platforms
Process Modeling: Ability to visualize complex flows and dependencies (e.g. using BPMN or UML) to align business and technical stakeholders
Analytical Thinking:Strong problem-solving skills to troubleshoot system behavior and define robust logic for edge cases
Educational background: Degree in Computer Science Quantitative Methods or related technical field
Communication: Fluency in English is required to effectively collaborate with international cross-functional teams
What we offer
Unless limited by banking regulations we offer aflexible form of contract.
You will be provided anIndividual Development Budget dedicated to enhancing your professional skills.
If your role permits we also offerflexible work location: home/office according to your preference.
You and your closest family will be covered with VIP-level private medical care which includes dental treatment and ahospitalisation package.
We care for our colleagues well being therefore we coverpsychological consultations if you ever feel you need such support.
We co-sponsor your Multisport card and cover50% of its cost.
You will work on computer equipment that delivers the best user experience Apple MacBook.
Our office in Warsaw offers healthy snacks throughout the day.
Our process
Step 1:Talk with one of our Recruiters about your to date experiences and ambitions
Step 2:Meet with your future Team Manager to deep dive on the role specifics and our work environment
Our note to you
Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us we encourage you to apply - even if youre not 100% sure. We are interested in getting to know you and learning about what you bring to the table.
Please note that we may close a job posting early if we receive a large number of exceptional applications.
Good luck!
About us
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
