Payments Testing

1. REQUIREMENT TEMPLATE Payments Testing

No. of positions

20

Prepared by

Account Name

Bank Of Ameica

Service Line

IQE

Must have skills - 2 skills which are non-negotiable

• MT (SWIFT) and MX (ISO 20022) message validation
• SWIFT / ISO Standards

Desirable skills - 1 skill which is nice to have

• Automation in Payments Testing

• Cloud & Microservices

Infosys role

TTL (JL5)

Desired experience range

5 years hands on Experience

Location(s) where this position can work out of

Hyderabad Chennai Pune

Does this position require working from client office all or some days in the week If yes pls provide details

Mandatory to come for 3 days a week.

Is remote working allowed

No

Any additional things to be checked

Responsibilities and JD in brief along with additional criteria to be considered (if any):

Payments Testing

• MT (SWIFT) and MX (ISO 20022) message validation
• End-to-end payment flow testing

Domestic & International Payments

• Cross-border payments
• High-value and low-value payment systems

SWIFT / ISO Standards

• SWIFT MT message types (e.g. MT103 MT202)
• ISO 20022 MX messages (pain pacs camt series)

Payment Schemes

• RTGS NEFT ACH SEPA CHAPS

Regulatory & Compliance

• AML Sanctions screening FATF guidelines

Core Banking & Payment Gateways

• Integration testing with CBS and payment hubs

Test Management

• Test planning execution defect management
• Tools: HP ALM JIRA Zephyr

Message Validation Tools

• SWIFT simulators ISO message validators

Functional Knowledge

• Clearing & Settlement processes

Nostro/Vostro accounts handling

• Automation in Payments Testing
  • Tools: Selenium Postman SOAP UI
  • API testing for payment services

• Cloud & Microservices

• Payments on AWS/Azure platforms

• Performance & Security Testing
  • Load testing for payment systems
  • PCI DSS compliance checks

• Knowledge of Emerging Payment Methods
  • Instant Payments (UPI Faster Payments)
  • Digital wallets Open Banking APIs

• Data Analysis & Reporting
  • SQL for transaction validation
  • BI tools for payment analytics

• Knowledge of Payment Standards Evolution
  • Migration from MT to MX (ISO 20022 adoption)

• Agile & DevOps Practices
  • CI/CD pipelines for payment applications

• Experience with Payment Gateways & Switches

Visa MasterCard NPCI integrations