Manager, Governance and Assurance, Enterprise Conduct, Insider and Fraud Risk Management Policy Writing Focus (ATH 3853)

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CUSTOMER

• Lead the development oversight and enhancement of governance risk assurance and control frameworks policies and guidelines for enterprise conduct insider fraud investigations and physical security risk management.
• Operate within the Second Line of Defense to maintain a robust risk management framework ensuring risk types are governed controlled and reported in line with regulatory expectations and internal risk appetite.
• Develop and maintain governance frameworks and risk policies related to assigned risk domains.
• Ensure effective risk identification measurement and monitoring processes are in place across all relevant domains.
• Provide second-line oversight of the implementation and performance of first-line controls systems and risk mitigation measures.
• Lead thematic reviews assurance activities and deep dives into high-risk areas to assess the effectiveness of controls and risk frameworks.
• Design and execute risk-based assurance plans ensuring appropriate documentation and timely reporting of findings.
• Monitor key risk indicators (KRIs) and other metrics escalating emerging risks or control failures to senior leadership.
• Prepare and deliver regular and ad hoc risk reports dashboards and assurance findings to senior management risk committees and governance forums including the Board.
• Contribute to enterprise risk assessments and regulatory submissions as required.
• Serve as a subject matter expert (SME) for assigned risk domains during audits regulatory reviews and internal investigations.
• Develop and maintain second-line frameworks and policies for assigned risk types ensuring alignment with regulatory requirements and industry best practices.
• Collaborate with stakeholders to continuously improve the organizations control environment and risk culture.
• Champion the use of machine learning advanced statistics and data science techniques to optimize operational efficiency customer and employee experience.

SHAREHOLDER

• Support and promote a strong risk-aware culture across the organization.
• Ensure adequacy effectiveness and alignment of risk management practices with risk appetite.
• Adhere to enterprise frameworks and methodologies relevant to risk management activities.
• Ensure programs policies and practices are well managed meet business needs comply with requirements and align with business priorities.
• Participate in cross-functional initiatives as a subject matter expert providing guidance for complex situations.
• Conduct meaningful analysis and research at the functional or enterprise level using results to draw conclusions and make recommendations.
• Monitor service productivity and efficiency; implement process and performance improvements.
• Lead facilitate and implement actions or remediation plans to address performance risk or governance issues.
• Maintain a culture of risk management and control supported by effective processes.
• Engage and influence senior stakeholders through clear communication and compelling data-driven narratives.
• Ensure business operations are in compliance with applicable internal and external requirements (e.g. audit results regulatory findings issue remediation reports to risk committees and boards).

EMPLOYEE / TEAM

• Participate fully as a team member supporting a positive work environment that promotes service quality innovation and teamwork.
• Provide thought leadership and industry knowledge; participate in knowledge transfer within the team and business unit.
• Stay current on emerging trends and developments; grow knowledge of the business related tools and techniques.
• Participate in personal performance management and development activities.
• Keep others informed about the status and progress of projects and relevant information.
• Contribute to team development through mentorship sharing knowledge and experiences and leveraging best practices.
• Lead motivate and develop relationships with internal and external business partners and stakeholders.
• Support a fair positive and equitable environment for a diverse workforce.
• Act as a brand ambassador for your business area/function and the bank both internally and externally.
• Demonstrated ability to work collaboratively across diverse teams geographic regions and organizational levels.

BREADTH & DEPTH

• Highly seasoned professional role requiring substantial knowledge and expertise in complex risk domains.
• Integrates knowledge of the enterprise sub-functions or business lines overarching strategy in developing solutions across multiple functions or operations.
• Interprets internal and external business challenges and the industry environment; recommends best practices to improve products processes or services.
• Acts as a technical expert and lead integrating cross-functional understanding within their field of specialty; may manage teams of related specialists.
• Leads cross-functional teams or projects with significant resource requirements risk and complexity.
• Independently manages end-to-end functional programs.
• Solves complex problems and leads efforts to develop new solutions.
• Uses sophisticated analytical thought to exercise judgment and identify solutions.
• Impacts the achievement of sub-function or business line objectives within the area of accountability.
• Work is guided by policies and industry standards.
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across senior stakeholders.
• Works autonomously as the lead and guides others within area of expertise.
• Generally reports to a Senior Manager or above.
• Thrive in an ambiguous and fast-paced environment managing multiple deadlines and priorities.
• Ability to deal with ambiguity effectively and lead facilitate and support through change.
• Take risks that are understood and can be managed.
• Effectively challenge business leaders while providing value-added guidance.
• Highly motivated individual with a track record of successfully developing and implementing large-scale programs with superior results while managing effectively in a highly matrixed environment.
• Work with a pool of experts and ensure high levels of service across organizational boundaries.
• Possess and operate with a strong control/risk management mindset.
• Work collaboratively with others as we innovate and simplify.

EXPERIENCE & EDUCATION

• 7 years relevant experience
• Experience with policy writing considered an asset
• Undergraduate degree or technical certificate in Risk Management Business Law Criminology Security or related field and/or
• Strong understanding of second line of defense functions and non-financial risk management.
• Experience with Conduct Insider Fraud Investigations and Physical Security Risk Management domains.
• Professional certifications (e.g. CFE CRMA CPP CIRM CIA CISSP).
• Strong understanding of regulatory expectations and industry standards related to governance and assurance.
• Experience working with regulatory bodies or in a heavily regulated environment.
• Exceptional communication and presentation skills to interact with and influence senior leaders and key stakeholders.
• Ability to communicate complex data-related topics and transformational change drivers to the broader organization including regulators.
• Ability to build strong relationships collaborate effectively and influence decision-making.

#LI-CorporateB

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):