Credit Risk Assistant

Job title: Credit Risk Assistant

Salary: 24000 - 27000 (DOE)

Location: Nottingham (hybrid work available)

Benefits: Private Healthcare Pension 25 days holiday rising to 30 over 5 years Group Life Insurance Income Protection Gym Discounts Free Fuel Fridays Employee of the Quarter Employee Referral program and many more.

Are you meticulous analytical and driven by a passion for risk management
XMA is seeking a Credit Risk Assistant to join the Credit Management team based in Nottingham. This is a fantastic opportunity to become part of a forward-thinking organisation!

Established in the 80s XMA has grown to become one of the top ten largest value-added resellers in the UK. Today were an independent UK company with full geographic coverage and our skilled workforce serves a diverse customer base across the public and private sector. We win awards for our ability to help organisations and users achieve more with technology. We specialise in realising individual ambitions to transform and evolve. We consult define adapt and deliver on real-life outcomes. We collaborate closely to bring that positive impact home.

Were looking for a detail-oriented and proactive Credit Risk Assistant to support credit decision-making fraud prevention and customer onboarding. The ideal candidate will have strong analytical skills a finance background and a creative mindset to help unlock trading opportunities and drive revenue growth.

What youll be doing: Credit Risk Assistant

• Review credit applications and cash-with-order requests.
• Identify and mitigate credit risks including fraud prevention.
• Propose solutions for credit limit increases to unlock trading opportunities.
• Maintain accurate records and follow-up schedules for credit decisions.
• Communicate decisions clearly across internal departments.
• Support customer onboarding with a smooth and efficient process.
• Collaborate with sales customer service and external partners.
• Build relationships with credit reference agencies and insurance providers.
• Assist in preparing reports and handling administrative tasks.

Requirements: Credit Risk Assistant

• Proven experience in credit risk management or finance.
• Strong understanding of risk analysis and fraud prevention.
• Ability to assess complex credit applications and make informed decisions.
• Confident user of Excel and able to read financial accounts.
• Excellent communication and problem-solving skills.
• Highly organised with attention to detail.

Desirable:

• AAT qualification.
• Familiarity with credit reference agencies and insurance providers.

Were proud to be recognised as a Disability Confident Level 3 Employerthe highest level in the UK Governments scheme. This reflects our ongoing commitment to fostering an inclusive supportive culture where everyone has the opportunity to thrive. Through our inclusive recruitment practices we ensure that individuals with disabilities are given fair and equal access to opportunities within our organisation. As part of this commitment we participate in the Guaranteed Interview Scheme which offers an interview to any candidate with a disability who meets the essential criteria for the role.

We will ensure that individuals who have a disability are provided reasonable accommodation to enable full participation in the job application and interview process. If you have any such requirements please do not hesitate to contact us on our email which is we will be happy to action your requests.

Keywords: Credit Risk Risk Management Fraud Prevention Analysis Excel Finance Assistant Problem solving AAT Credit Control