Software Engineer (Open Banking) 1-2 years exp GenAI, Java

Visa

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profile Job Location:

Bengaluru - India

profile Monthly Salary: Not Disclosed
Posted on: 11-11-2025
Vacancies: 1 Vacancy

Job Summary

Team Overview

Tink delivering Open Banking Solutions as a part of Visa is building an open banking platform that enables banks fintech and startups to develop data-driven financial services. Through one API Tink allows customers to access aggregated financial data initiate payments enrich transactions and build personal finance management tools. Tink connects to more than 3400 banks that reach over 250 million bank customers across Europe & US. Our solutions are ready-to-go products each developed to solve specific problems and bring value to both businesses and their customers.

As part of the initiative we are building Visas Open Banking engineering team in Bangaloredesigned from the ground up to be AI-first. Every engineer in this team will work in close collaboration with Generative AI agents as development companions leveraging Visas extensive portfolio of AI models tools and experimentation platforms. This AI-augmented approach will supercharge every stage of the engineering lifecyclefrom solution design and code generation to testing deployment monitoring and continual service improvementenabling us to deliver innovative high-quality connectivity solutions at unprecedented speed and scale.

Role Overview

As a Software Engineer in this team you will:

  • Build high-performance scalable APIs integrating with both documented and undocumented banking interfaces.
  • Co-develop integrations / features side-by-side with GenAI agents to dramatically increase speed-to-market and code quality.
  • Operate in a true DevOps modelowning build deploy and maintain responsibilities in the cloud.
  • Continuously experiment with Visas rich portfolio of Generative AI models (transformers LLMs GANs VAEs multimodal models) and cutting-edge AI tools for production and innovation.
  • Deliver new features on a rapid cadence (every few days).

What You Will Do

  • AI-Powered Development
    • Partner with GenAI agents for code generation refactoring and automated testing.
    • Experiment in Visas AI sandbox where multiple GenAI models and frameworks are available for employee-driven innovation.
  • Open Banking Integrations
    • Build components integrating with banks APIs to aggregate and enrich consumer financial data.
    • Handle high-load systems with stringent uptime requirements.
    • Work with Visas Tink technologies stack: Java JavaScript AWS Kubernetes Docker SQL Datadog and much more.
  • Cloud-Native DevOps
    • End-to-end delivery: build deploy monitor and maintain services in AWS/Kubernetes/Docker environments.
    • Implement CI/CD pipelines infrastructure-as-code and automated observability using Datadog and related tooling.
    • Participate in on-call rotations to ensure high availability and operational excellence.
  • Collaboration
    • Work alongside likeminded engineers and contribute to AI-first engineering culturesharing learnings from model experimentation.

What we offer you

VISA offers you a dynamic work environment where you can grow and develop your skills with opportunities for career advancement. You will have the opportunity to work with cutting-edge technology and innovative solutions. This together with a team of experienced professionals who are passionate about creating products that make a difference.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site) with a general guidepost of being in the office 50% or more of the time based on business needs.


Qualifications :

We are looking for a Software Engineer with experience of building innovative and scalable products. You understand the trade-offs of speed vs quality on technical decisions and look at problems from different angles. You also invest time in your own and the teams development to build up your overall knowledge.

We would like you to have:

  • Bachelor Degree in Computer Science or related field or with a Masters Degree and at least 12 months - 24 months of Software Development Experience.
  • Proven experience working with Java technologies
  • Experience with Generative AI:
    • Understanding / application of NLP multimodal AI and AI-powered developer tools in production systems.
    • Exposure to prompt engineering and tooling orchestration for AI agents in enterprise environments ensuring reproducibility and compliance.
  • Experience with cloud-native DevOps:
    • AWS Kubernetes Docker CI/CD pipelines infrastructure-as-code
  • Experience in agile product-centric environments.

Nice-to-have:

  • Operational excellence & incident response experience.
  • Financial API integration experience.

Additional Information :

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.


Remote Work :

No


Employment Type :

Full-time

Team OverviewTink delivering Open Banking Solutions as a part of Visa is building an open banking platform that enables banks fintech and startups to develop data-driven financial services. Through one API Tink allows customers to access aggregated financial data initiate payments enrich transaction...
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About Company

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Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and b ... View more

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