Vice President Retail Lending

WSECU is one of the largest credit unions in Washington State and as we continue our growth we are seeking a highly skilled leader to steer the retail lending team through exciting changes transforming and evolving processes and utilizing technology to create operational excellence while maintaining a passion around our purpose and vision and the development of team members.

The Vice President of Retail Lending provides oversight and strategic direction for all aspects of WSECUs Consumer and Mortgage Loan (Retail Lending) activities including first mortgage lending home equity lending indirect vehicle lending consumer lending and credit cards. Youll primarily be responsible for the member borrowing experience along with the execution of the Credit Unions risk strategy through underwriting.

As Vice President you will be responsible for leading consumer and mortgage lending origination strategies and overseeing the business plan with support from direct reports who supervise daily operations within each department. You will ensure service standards are met including those indicated by Voice of Member and Co-worker Surveys. Ready to learn more

As the VP of Residential Lending your day might include:

• Developing overseeing and implementation of the annual Retail Lending strategy and Business Plan
• Overseeing productivity and workflow efficiencies of all Retail Lending and back-office operations
• Providing strong leadership to managers in each area of responsibility through regular coaching evaluations employee development and training
• Recommending new products and pricing strategies in all areas of retail lending to meet current and future member needs
• Managing product margins while maintaining the quality of the loan portfolio and continually assessing the organizations credit risk concentration limits and liquidity
• Maintaining knowledge of the Consumer and Mortgage landscape to ensure WSECUs lending programs remain relevant
• Assuring compliance with state and federal laws
• Recommending and oversees related budgeting of revenue expense and production projections
• Partnering with the Marketing Department to drive results toward meeting production goals
• Collaborating with all areas of the credit union and external business partners to accomplish strategic goals and ensure the appropriate levels of compliance and service

What you bring to the team:

• Bachelors degree in business or a related field; year-for-year experience may substitute for formal education MBA highly desirable
• Minimum five (5) years of successful well-rounded management experience in a financial institution in all aspects of lending
• Experience in mortgage lending consumer lending indirect vehicle lending underwriting and centralized retail loan operations
• Technically proficient in consumer and mortgage lending systems underwriting criteria and risk scoring
• Strong organizational communication analytical project management problem solving and decision-making skills required
• Proven leadership skills and the ability to drive high quality loan growth through lending products and delivery channels and superior member service
• Proficiency in PC software including Microsoft programs and standard lending systems and the ability to learn credit union-specific operating systems and programs
• Budgeting and strong presentation experience

Competitive Base Pay Range: $161434.11 - $269056.86 annually dependent on relevant qualifications plus an annual discretionary incentive plan and benefits package

• The target starting pay for this position is $161434.11 - $215245.48 annually typically within the first half of the range. Actual offers will be based on individual qualifications relevant to the role and will not take an applicants pay history into account.
• The range above allows our employees room for growth through annual merit and other pay increase during their tenure in the position.

Where were located: 330 Union Ave Olympia WA. Employee must reside and perform all work in the state of Washington. This is a hybrid position that blends working in-office and from home. Works onsite in Olympia Headquarters at least 2 occasions per week Wednesdays and one other day per week with flexibility to report onsite more often for business needs.

When youd work: Monday Friday 8:30 am 5:30 pm full time minimum 40 hours per week with scheduling flexibility to meet service needs for this Exempt position.

Working from home/hybrid requirements:

• Reliable high-speed home internet connection
• Private confidential workspace away from distractions and other people
• Suitable desk/surface and desk chair

Perks: Here are a few benefits and perks we offer:

• 401(K) with 8.5% Contribution by WSECU to begin first quarter after 1 year of service
• Medical Dental Vision and Life Insurance with Premiums paid by WSECU
• Full-Time Regular employees accrue general leave and sick leave on a monthly basis
• 11 Paid Holidays
• Employer paid Long Term Disability & Long Term Care plan for Full-Time employees
• Paid Volunteer Leave
• Tuition Assistance
• Employee Assistance Program & Employee Discounts
• And you get to work with some awesome people!

WSECU is honored to be recognized as the number one credit union in in the state on Forbes magazines list of best credit unions in Washington. Members are at the heart of everything we do. Their feedback helps us determine our path and knowing that same member feedback led to this recognition is incredibly rewarding.

Ind1

#LI-Hybrid

We look forward to reviewing your application!

All applicants must include a resume.
Visa sponsorship not available.
Contact us at with any questions.

We champion our employees unique differences because we believe diversity is critical to the success of our members and the communities we serve. Were proud to provide a workplace based on equality and do not discriminate based on race color religion creed national origin ancestry sex age physical or mental disability veteran or military status genetic information sexual orientation gender identity marital status or any other legally recognized protected basis under federal state or local law.

Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method for applying you may contact or email us for assistance.