Capital Markets Structuring Senior Manager
Share
Job Location:
New York City, NY - USA
Monthly Salary:
Not Disclosed
Posted on:
09-11-2025
Vacancies:
1 Vacancy
Job Summary
The role:
SoFi is seeking a Senior Manager to join our Capital Markets this role you will be responsible for building new Intex and Cashflow models for our Capital Markets program. This includes our current financings such as personal loan and student loan ABS asset backed securities and new potential programs including but not limited to asset management vehicles retail tokenization credit cards and auto refinancings. The structuring senior manager will be the point person working with a cross-functional internal team of capital markets treasury product credit risk investor relations legal and IT team members together with external constituencies including broker-dealers investors and rating agencies to establish the most efficient structures for proposed Capital Markets transactions.
What youll do:
- Manage and establish the structuring process for all Securitizations Loan Sales and new products including Intex file set up and creation of internal cashflow models.
- Analyze and understand the economic impact of using different avenues of funding available through the capital markets (execution related to ABS transactions whole loan sales warehouse financing and bulk sales).
- Validate and utilize third-party valuation agent credit assumptions and analytics to run internal analyses related to fair market value of SoFis managed pool of loans.
- Monitor dashboards and spreadsheets that track ongoing performance of our securitizations and other transactions.
- In partnership with internal and external counsel review and negotiate transactional terms through to execution.
- Collaborate and provide strategic support to internal stakeholders such as credit legal engineering product treasury accounting servicing and finance.
- Assist with the content preparation communication correspondence and due diligence processes for external stakeholders including investors lenders rating agencies data systems providers law firms trustees custodians and accounting firms.
- Other ad hoc support as needed requested relating to whole loan sales asset backed securitizations new products securities financing unsecured lines of credit and any other future financing initiatives of the company.
What youll need:
- 10 years of relevant experience desired primarily in capital markets and ABS execution
- BS/BA in business finance accounting economics or similar technical field
- Excellent work ethic and willingness to contribute broadly to achieve team and company objectives
- Strong verbal and written communication as well as technical and organizational skills
- Strong analytical skills with attention to detail and deep knowledge of Intex Dealmaker and Bloomberg
- Clear understanding of Rating Agency criteria and how they translate into transactional structures
- Strong ability to read and interpret financial contracts and knowledge of core documents and industry standard/best practices in transactional terms
- High level of proficiency with Microsoft Office suite (particularly in Excel PowerPoint)
- Previous experience with lending or consumer credit products a plus: mortgages student loans credit cards personal loans etc.
- Previous experience with asset-backed securitization data sets a plus: Bloomberg Intex DV01 etc.
Required Experience:
Senior Manager
Key Skills
- Program Management
- FDA Regulations
- Management Experience
- Facilities Management
- Clinical Development
- Data Management
- Quality Systems
- Project Management
- Research & Development
- GLP
- Budgeting
- Leadership Experience
About Company
Why do 10M+ members trust SoFi? Financial solutions for school, marriage, starting a family, home buying, retirement, or whatever’s next. Member FDIC.
