Director, Financial Risk Management

Circle (NYSE: CRCL) is one of the worlds leading internet financial platform companies building the foundation of a more open global economy through digital assets payment applications and programmable blockchain infrastructure. Circles platform includes the worlds largest regulated stablecoin network anchored by USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises financial institutions and developers use Circle to power trusted internet-scale financial innovation. Learn more at .

What youll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization were expanding into some of the worlds strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What youll be responsible for:

As a Director in the Financial Risk Management function you will play a central role in building and safeguarding Circles financial resilience. Specifically you will be responsible for:

• Owning developing and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified measured monitored and mitigated throughout the product lifecycle.

• Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circles financial risk management.

• Maintaining and enforcing risk appetite limits and controls across key financial risk types ensuring Circle remains within its strategic and regulatory risk profile.

• Overseeing Circles Financial Model Risk Management program ensuring models are properly governed validated and monitored to support sound and timely business decisions

• Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees working groups and other governance forums.

What youll work on:

• Shaping how Circle anticipates measures and manages financial risk in a rapidly evolving environment.

• Overseeing and challenging existing risk metrics monitoring scenario analysis and stress testing conducted across businesses and legal entities ensuring robust methodologies and outcomes.

• Leading the evolution of Circles financial risk analytics by building data-driven AI-powered tools and real-time reporting capabilities that strengthen financial resilience.

• Providing strategic guidance to Circles financial model risk management program managing mentoring and coaching the team to ensure activities are carried out in line with Circles standards and regulatory expectations.

• Designing and enhancing Circles comprehensive legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch reserve management and capital planning stress testing and regulatory compliance.

• Collaborating with Business Product Finance Legal Compliance and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies product launches and ongoing operations.

• Supporting financial risk governance by interacting with risk committees and specialized risk working groups and providing high-quality risk reporting insights and recommendations.

• Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely high-quality responses to supervisory inquiries and contributing to shaping industry standards and participation in industry forums.

What youll bring to Circle:

Core Requirements:

• 12 years in financial risk management within management consulting and/or banking leading engagement across risk types (e.g. market credit liquidity and financial operations).

• 5 years of experience managing and leading teams.

• Demonstrated extensive experience in leading analytical initiatives developing tools for risk identification measurement and monitoring including stress testing scenario analysis and machine learning solutions utilizing large datasets to address complex challenges.

• Experience in credit risk model development: behavior/transition models (PD LGD transition matrix); knowledge of credit due diligence process portfolio monitoring and loss forecast.

• Proven success moving GenAI solution from proof of concept to production with robust governance.

• Ability to translate complex regulatory requirements into scalable data model workflow design.

• Familiar with and had experience operating under the Three Lines of Defense governance framework; familiar with risk and issue management and change control.

• Strong program management discipline in developing risk roadmap OKR and KPIs.

• Experience leading large cross-functional programs collaborating with product data science and engineering teams.

• Exceptional communication and stakeholder management skills: synthesize analytics into clear narratives secure regulatory alignment and drive decision-making with senior management; ability to operate across global teams and engage with executive leadership and risk committee/board-level stakeholders.

• Familiarity with generative AI models (ChatGPT Gemini etc.) and prompt development

Preferred Requirements:

• BS/BA in a quantitative engineering or related field; advanced degree in analytics finance engineering or a similar discipline.

• Certified Financial Analyst (CFA) designation or Financial Risk Management (FRM) certification.

• Passionate about the stablecoin space and Circles mission to build open interoperable financial infrastructure.

• Experience/familiarity with Slack Apple MacOS and GSuite.

Additional Information:

• This position is eligible for day-one PERM sponsorship for qualified candidates

Circle is on a mission to create an inclusive financial future with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors including but not limited to: relevant experience skill set qualifications and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status or any other protected status required by the laws in the locations where we hire. Additionally Circle participates in the E-Verify Program in certain locations as required by law.

Should you require accommodations or assistance in our interview process because of a disability please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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