Senior Credit Risk Analyst
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Job Location:
Monthly Salary:
Posted on:
03-11-2025
Vacancies:
1 Vacancy
Job Summary
We are seeking a talented Senior Credit Risk Analyst to join our growing credit risk analytics team. This role is specifically designed for professionals with minimum of 3 years of experience in the lending industry who are looking to develop their career in credit risk analytics and statistical modelling within the banking sector.
Please note: This position is for a Senior Credit Risk Analyst role focused on credit risk assessment and modelling not financial analysis.
About the Role
As a Senior Credit Risk Analyst you will contribute to the development and enhancement of our credit risk analytics capabilities. This is an excellent opportunity for someone with a first experience in unsecured lending to get wider exposure and larger remit (affordability and underwriting scorecards and credit strategy pricing and credit risk management) whilst working with cutting-edge statistical models and data-driven insights.
You will have the opportunity to work in an pan-European team and get exposure to credit risk analytics across our international markets including Baltic countries Germany Austria and other European markets.
Key Responsibilities
- Data Analysis & Insights: Collect analyse and interpret data from multiple sources including internal systems and Credit Bureaus to identify trends patterns and opportunities that inform credit policy credit limit and pricing strategies
- Model Development: Contribute to developing and maintaining statistical models including scorecards and other credit risk assessment tools
- Stakeholder Collaboration: Provide clear actionable insights and recommendations to stakeholders across the business supporting informed decision-making and business growth
- Cross-functional Teamwork: Work collaboratively with colleagues in the decision sciences and analytics team as well as other departments across different locations
- Communication & Reporting: Present complex analytical findings to both technical and non-technical audiences through clear presentations reports and data visualisations
Essential Requirements
Education & Experience:
- Bachelors degree in Mathematics Statistics Economics Physics Computer Science Engineering or related quantitative discipline. A Masters degree is preferred.
- Minimum of 3 years of experience in analytics data science data analysis or lending/credit assessment within the financial services sector.
- Previous experience working for an unsecured lender (bank fintech or similar credit provider).
Technical Skills:
- Strong analytical and problem-solving abilities with excellent attention to detail
- Proficiency in SQL for data extraction manipulation and analysis
- Understanding of statistical analysis techniques and data modelling methodologies
- Experience or strong interest in predictive modelling (logistic regression knowledge would be advantageous)
Professional Skills:
- Excellent written and verbal communication skills in English
- Ability to translate complex data into clear actionable business insights
- Strong presentation skills with experience communicating to diverse audiences
- Proven ability to work effectively in fast-paced environments whilst managing multiple priorities
Desirable Requirements
- Programming experience in Python or R
- Experience with data visualisation tools
- Understanding of machine learning techniques applied to credit risk
What We Offer
- Competitive salary and benefits package
- Opportunity to work with advanced analytics and statistical modelling techniques
- Professional development and training opportunities
- Collaborative inclusive working environment
- Flexible working arrangements
- Career progression opportunities within our growing analytics function
Application Requirements
Please note: We are unable to provide visa sponsorship for this role. Candidates must have the right to work in the EU without requiring sponsorship.
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
TF Bank is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The platform is designed for scalability and adaptability to different products, countries, currencies and digital banking solution ... View more
