Analyst I Credit
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Job Location:
Mandaluyong - Philippines
Monthly Salary:
Not Disclosed
Posted on:
02-11-2025
Vacancies:
1 Vacancy
Department:
Job Summary
Emersons 130 years of history have been filled with achievements and challenges that have driven innovative thinking and bold transformations molding us into the company we are today. By joining us as a Credit Analyst you will be a part of a dynamic and collaborative finance team committed to minimizing the companys exposure to credit risk.
In this capacity you will be responsible for assessing creditworthiness of existing or prospective customers examining financial transactions and credit history case by case and providing credit and risk assessments.
If this sounds like a perfect fit for you apply now and join our team in Mandaluyong City Philippines!
In This Role Your Responsibilities Will Be:
Handle a portfolio of customers where you will review and approve the release of orders that are on hold.
Review and approve Review and approve Letters of Credit (LC) and Cash Against Documents (CAD) to ensure compliance with credit and payment terms.
Utilize credit management tools on a daily basis for purposes of credit decisioning.
Exercise independent judgement to address and respond appropriately to internal customer requests.
Perform regular review and investigation of high credit risk customers to mitigate AR exposure using an appropriate strategy.
Collaborate with the collections group regarding past due balances that may impact or impede shipment of orders.
Complete credit reference requests.
Gather information pertinent to performing a Financial Status Review.
Understand business economic and industry risk.
Keep abreast of financial news and trends.
Practice due diligence.
Who You Are:
You have a strong drive for results and exhibit passion and enthusiasm to get things done. You are proactive and highly innovative in approaching problem-solving efficiently. You can proficiently communicate ideas and influence both internal and external customers. Youre interpersonally savvy and able to collaborate and efficiently work with people at any level.
For This Role You Will Need:
- Bachelors Degree in Accounting Business Management or Finance preferred.
- Minimum of 2 years of related experience in credit risk assessment.
- Experience in reading and analyzing customer financial statements.
- Working knowledge of the different Microsoft applications most especially MS Excel.
- Good analytical and problem-solving skills and keen attention to detail.
- Good written and oral English communication skills.
Our Culture & Commitment to You
At Emerson we prioritize a workplace where every employee is valued respected and empowered to grow. We foster an environment that encourages innovation collaboration and diverse perspectivesbecause we know that great ideas come from great teams. Our commitment to ongoing career development and growing an inclusive culture ensures you have the support to thrive. Whether through mentorship training or leadership opportunities we invest in your success so you can make a lasting impact. We believe diverse teams working together are key to driving growth and delivering business results.
We recognize the importance of employee wellbeing. We prioritize providing competitive benefits plans a variety of medical insurance plans Employee Assistance Program employee resource groups recognition and much more. Our culture offers flexible time off plans including paid parental leave (maternal and paternal) vacation and holiday leave.
#LI-Hybrid
Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
Emerson has refocused its business portfolio to deliver solutions that bring greater value to our customers. About Emerson We concentrate on the most complex, profound challenges facing the world in the process, industrial, commercial and residential markets. Our global talent, best-i ... View more
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