Remote DE Underwriter- California Residents only
Share
Job Location:
Irvine, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Senior DE Underwriter (Remote California)
Our client is seeking an experienced Senior DE Underwriter to join a growing California-based mortgage lender. This position is fully remote but requires residency in the state of California.
The ideal candidate will have a strong underwriting background across both Agency and FHA products an active Direct Endorsement (DE) certification and the ability to analyze complex borrower profiles including self-employed income and alternative documentation loans.
Key Responsibilities
Underwrite and issue loan decisions for Fannie Mae Freddie Mac and FHA mortgage loans.
Analyze personal and business tax returns income assets credit and collateral.
Evaluate WVOE P&L Bank Statement DSCR and Asset-based documentation.
Ensure loans meet investor and agency compliance standards.
Communicate underwriting decisions and conditions clearly to internal teams.
Collaborate with Account Managers Loan Officers and Brokers to resolve conditions quickly.
Maintain accuracy efficiency and strong turn times in a high-volume environment.
Qualifications
Minimum 5 years of residential mortgage underwriting experience.
Active FHA Direct Endorsement (DE) required. (used within past 11 months)
Proficient in Encompass LOS CoreLogic FraudGuard and AUS systems (DU LPA Total Scorecard).
Strong working knowledge of Agency and FHA guidelines.
Skilled at income calculation for self-employed borrowers.
Experience with Non-QM or alternative documentation loans preferred.
Must be currently employed in the mortgage industry (no gaps exceeding 12 months).
Must reside in California.
Compensation & Benefits
Base Salary: $70000$100000 (based on experience)
Bonus: Monthly eligibility after 2 years (based on funding volume)
Benefits: Health Insurance SIMPLE IRA (3% match) PTO 5 sick days
Schedule: MondayFriday 8:30 a.m.5:30 p.m. PST
Work Model: Remote California residents only
If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
National Mortgage Staffing is an executive national recruiting firm dedicated to the Mortgage Industry. Our recruiting staff has over thirty years combined experience in successful job placements with our mortgage clients coast-to-coast. Our recruiters who are placed strategically thr ... View more
