Senior Associate Underwriter Commercial Lines (Agribusiness)

If youre passionate about helping people protect what matters most to them as well as innovating and simplifying processes and operations to provide the best customer value then Nationwides Property and Casualty team could be the place for you! At Nationwide on your side goes beyond just words. Our customers are at the center of everything we do and were looking for associates who are passionate about delivering extraordinary care.

This Sr Associate Underwriter Commercial Lines will support the Agribusiness team. Qualified candidates will have insurance background with a basic understanding of insurance terminology. Commercial lines and/or ag/farm knowledge/experience is a plus.

This Sr Associate Underwriter will work in a hybrid work environment with two days remote and three days in either the Des Moines IA or Grandview Heights OH offices.

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Job Description Summary

Success on our team requires a blend of customer service skill and analytical prowess. Theres no shying away from challenges here. Each account we work on is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable responsive love customers and really want to make a difference we want to hear from you!

As a Senior Associate Underwriter youll partner with Middle Market Territory Managers by servicing accounts for their assigned books of business. Servicing includes new business renewals and amendments with expanded addition you will be responsible for a specific portion of the Territory Managers book of business. Well count on you to apply fundamental underwriting concepts including risk selection and analysis exposure and hazard identification and control coverage implications pricing documentation and loss analysis trend identification as appropriate. You will also work in conjunction with Middle Market Territory Managers to strengthen agency relationships by providing prompt and expert service to partner agents working the most complex Middle Market accounts. Well count on you to own problems or issues as they arise and route calls and higher-level issues to appropriate individuals.

Job Description

Key Responsibilities:

• Services the most complex multi-state multi-line accounts through the lifecycle to promote profit new business growth and renewal retention.

• Responds to requests consults and collaborates with external and internal partners to resolve business issues and projects of moderate complexity requiring more discernment or robust solutions within established time and service standards to facilitate and expedite service needs.

• Rates quotes and issues polices as well as handling related account activity.

• Assesses price renewals new business and amendments according to guidelines outlined within authority levels; appropriately refer accounts exceeding authority level.

• Updates account information and exposure changes in a timely manner to enable the underwriter adequate time to prepare and promptly deliver conditional and non-renewal notices to the appropriate parties.

• Gathers organizes and enters information into policy systems including exposure changes or coordinates with processing. Provides rating instructions to processing and manages quoting and issuance cycle.

• Captures information from multiple sources according to company guidelines to perform underwriting analysis. May require gathering verbal information or data through reports or other electronic means.

• Independently reviews individual risks for acceptability and exercises judgement and discretion within appetite and based on granted authority level company underwriting guidelines and industry standards.

• Ensures file handling quality and workflow efficiency for a best-in-class customer experience.

• Internal point of contact for the underwriting and processing team. Follow up with agents for all required information and request any additional information such as forms supplemental applications loss runs exposures etc.

• May provide informal coaching to Associate Underwriters.

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Commercial Underwriting Supervisor. No direct reports.

Typical Skills and Experiences:

Education: Bachelors degree or equivalent work experience preferred.

License/Certification/Designation: Completion of INS AU or similar designations with progress toward CIC and/or CPCU is preferred.

Experience: Typically four years of commercial underwriting service center processing or related business experience preferred. Experience leading or working on complex projects and teams preferred.

Knowledge Abilities and Skills: General Understanding of rating systems Underwriting Strategy and reporting analysis. Understands business strategy state and territory issues regulations and trends. Ability to leverage standardized workflows and state compliance guidelines. Able to analyze synthesize and identify current or future problems and compare information to understand issues. Ability to identify cause and effect relationships and explore alternative solutions to support sound decision making. Verbal and written communication skills necessary to provide excellent service to internal and external partners. Effective organization and time management skills.

Other criteria including leadership skills competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring managers leader and HR Business Partner.

Values: Regularly and consistently demonstrates Nationwide Values.

Job Conditions:

Overtime Eligibility: Eligible (Non Exempt)

Working Conditions: Normal office environment.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

Benefits

We have an array of benefits to fit your needs including: medical/dental/vision life insurance short and long term disability coveragepaid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date nine paid holidays 8 hours of Lifetime paid time off 8 hours of Unity Day paid time off 401(k) with company match company-paid pension plan business casual attire and more. To learn more about the benefits we offer click here.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged appreciated respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.

Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act individuals may contact the Smokefree Air Act Helpline at .

NOTE TO EMPLOYMENT AGENCIES:

We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.