Commercial Loan Officer

Commercial Loan Officer

Join Pennian Bank as a Commercial Loan Officer and play a vital role in supporting local business clients. We are seeking a dedicated professional to grow and manage a diverse loan portfolio ensuring excellent customer service and adherence to bank policies. This is an excellent opportunity to contribute to a community-focused financial institution committed to fostering economic development and building lasting client relationships.

Key Responsibilities:

- Develop and expand a portfolio which may include commercial and agricultural relationships within the community.

- Administer and monitor existing loans to ensure compliance with loan agreements and bank policies.

- Achieve customer service goals as outlined in the Credit Services Departments annual operating plan.

- Communicate effectively with clients internal teams and external stakeholders to facilitate loan processing and servicing.

- Respond promptly to inquiries or requests for information related to loan accounts.

- Maintain accurate records of loan activities client interactions and compliance documentation.

Skills and Qualifications:

- Bachelors degree in related field preferred.

- Proven experience in commercial lending agricultural lending or related banking roles.

- Strong understanding of loan products credit analysis and risk assessment.

- Excellent communication and interpersonal skills.

- Detail-oriented with strong organizational and record-keeping skills.

- Knowledge of banking regulations and compliance requirements.

- Customer-focused mindset with a commitment to providing exceptional service.

Our organization values a collaborative work environment offering opportunities for professional growth and development. Join us in making a positive impact on our local community while advancing your career in commercial banking.

Basic Qualifications

Education/Training: A B.S. or B.A. degree in a related field normally required; specialized bank lending education and training.

Skill(s): Proficient reading writing grammar and mathematics skills; proficient interpersonal relations communicative and sales skills; a thorough knowledge of the features and benefits of all bank commercial products and services; a working knowledge of bank operating policies and procedures which impact commercial services; valid drivers license.

Experience: A minimum of five (5) years of experience in a related loan position normally required.