QC Auditor | Sage Home Loans

We are seeking a detail-oriented analytical and compliance-drivenQuality Control Auditor to join our growing Direct-to-Consumer mortgage company. This role is critical in ensuring that our loan origination and servicing activities are of the highest quality and are conducted in accordance with internal policies investor guidelines and regulatory requirements (e.g. Fannie Mae Freddie Mac FHA VA and CFPB).

As a QC Auditor youll perform pre-funding and post-funding audits evaluate sales underwriting and operational outcomes and processes identify process gaps assess documentation quality and help the company maintain its commitment to excellence and consumer trust.

What youll do

Audit & Compliance

• Conduct monthly post-closing loan audits to assess accuracy completeness and compliance with applicable laws guidelines and policies.

• Execute pre-funding audits as needed to identify early-stage risk indicators.

• Audit loan files for data integrity across credit income asset appraisal and underwriting documentation.

• Identify and escalate any red flags misrepresentation or fraud concerns.

• Ensure QC audits align with GSE requirements HUD/FHA Handbook and other Agency/Investor guidelines.

• Communicate directly with lines of business in understanding and clarifying circumstances during audit activities explain findings and evaluate responses and action plans.

Reporting & Documentation

• Draft clear actionable audit reports summarizing findings risk levels and remediation timelines.

• Collaborate with the QC Manager to prepare monthly and quarterly trend reports for leadership.

• Maintain meticulous audit logs loan-level data and backup documentation in compliance with internal recordkeeping standards.

Remediation & Process Improvement

• Work closely with operations underwriting and compliance teams to investigate root causes and resolve issues.

• Track and validate remediation efforts in response to audit findings.

• Recommend process enhancements or training needs based on recurring issues or systemic risks.

Internal Support

• Assist in external audits or investor reviews including data gathering and audit defense.

• Stay up to date with regulatory changes investor announcements and industry trends that may impact QC procedures.

• Participate in quality assurance projects system testing or training program development.

What Were Looking For

• 25 years of mortgage quality control underwriting or risk management experience.

• Bachelors degree in Finance Business or related field preferred.

• Strong knowledge of FNMA/FHLMC guidelines FHA VA and USDA requirements.

• Working knowledge of TRID RESPA ECOA and other compliance regulations.

• Strong understanding of appraisals and appraisal quality review.

• Proficiency in LOS platforms (e.g. Encompass Blend) Excel and audit management tools.

• High attention to detail and a strong sense of integrity and confidentiality.

• Previous experience at a DTC or fintech mortgage lender preferred

• Understanding of Servicing QC requirements is a plus.

Compensation

• USA Compensation Range: $70-85k

Additionally the following benefits are provided by Red Ventures subject to eligibility requirements.

• Health Insurance Coverage (medical dental and vision)

• Life Insurance

• Short and Long-Term Disability Insurance

• Flexible Spending Accounts

• Paid Time Off

• Holiday Pay

• 401(k) with match

• Employee Assistance Program

• Paid Parental Bonding Benefit Program

• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. Thats why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually with an increase to 25 days after five years of service.

Who We Are:

Sage Home Loans Corporation is a digital mortgage lender solution redefining the mortgage origination experience. By building new technology solutions were creating simple and clean customer experiences to simplify the mortgage application process. Our team has developed a fully digital online application that enables the user to complete their application and start looking for the right mortgage that matches their needs 24/7. We then marry the digital journey with exceptional human interaction from our expert Loan Officers to create the best possible borrower experience.

Founded in 2000 Red Ventures (RV) is home to a diverse portfolio of industry-leading brands and businesses strategic partnerships and proprietary technology including Sage Home Loans Bankrate Lonely Planet The Points Guy BestColleges and more. Together RV helps millions of people worldwide make lifes most important decisions accelerates digital adaptation and innovates the online consumer experience by improving every step of the consumer journey from first discovery of information throughout the decision-making process to transactions. Headquartered south of Charlotte NC Red Ventures employs thousands of people across the US and Puerto Rico with international offices in the UK and Brazil. For more information visit and follow @RedVentures on social platforms.

At Red Ventures we believe diverse inclusive teams are better. To help you better understand our core values and beliefs we encourage you to watch this brief YouTube video: Our Belief Statements. This will give you insight into the principles that guide our work and our commitment to fostering an inclusive environment.

We offer competitive salaries and a comprehensive benefits program for full-time employees including medical dental and vision coverage paid time off life insurance disability coverage employee assistance program 401(k) plan and a paid parental leave program.

Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race creed color religion gender sexual orientation gender identity/expression national origin disability age genetic information veteran status marital status pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a persons merit and qualifications.

We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process please contact

If you are based in California we encourage you to read this important information for California residents linked here.

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