Consumer Lending Underwriter
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Job Location:
Irving, TX - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Join a Team That Values Precision and Purpose
Were looking for a detail-oriented Lending Support Underwriter to join our lending team in this role youll play a key part in evaluating underwriting and finalizing consumer loans including direct and indirect home improvement home equity credit card and line of credit loans. Youll ensure every decision is made with care compliance and member satisfaction in mind.
If youre someone who thrives on analysis enjoys solving complex lending scenarios and takes pride in supporting both members and frontline staff this could be the perfect opportunity for you.
What Youll Do
Evaluate loan applications for consumer direct and indirect loans analyzing financial data to assess creditworthiness and determine appropriate risk levels.
Make informed lending decisions approve deny or escalate applications based on established policies.
Prepare and finalize home equity loan documents guiding members through terms conditions and closing processes.
Assist in loan servicing by handling payoffs refinances extensions and collateral releases under the direction of the Lending Support Manager.
Ensure full compliance with Fair Lending laws federal regulations and internal loan policies.
Review post-funding documentation to confirm accuracy and integrity of all loan details.
Collaborate with branch and lending teams answering questions and providing guidance on loan policies procedures and decisions.
How Youll Be Measured
Loan reviews and underwriting are accurate compliant and completed efficiently.
Members and internal teams receive timely professional communication and support.
Loan decisions and documentation maintain the highest levels of integrity and compliance.
Delinquency and write-off ratios remain aligned with credit union objectives.
Qualifications :
What Youll Bring
Education: Bachelors Degree required.
Experience: 25 years of related lending or underwriting experience.
Knowledge:
Solid understanding of credit union loan products policies and procedures
Familiarity with consumer and residential lending practices
Working knowledge of regulatory and documentation requirements
Skills:
Strong analytical financial and decision-making skills
Excellent communication and relationship-building abilities
Professional demeanor with attention to detail
Proficiency in loan origination systems and related applications
Additional Information :
Compensation & Benefits: $60-70K
Benefits:
- Affordable Benefits: Ensuring your health and well-being are taken care of.
- Up to 6% 401K Matching: Invest in your future with our generous matching program.
- Eleven Paid Holidays: Celebrate the moments that matter with paid time off.
- 120 PTO Hours: Enjoy ample paid time off to recharge and relax.
- Employee LOC with a 0% Interest Rate: Access financial support when you need it most.
- Free Telemedicine: Convenient access to medical care from the comfort of your home.
- Relaxed Casual Dress Code: Feel comfortable and confident while you work.
- Flexible Spending Account: Manage your healthcare expenses with ease.
- Health Savings Account: Save for medical expenses with pre-tax dollars.
- Employee Assistance Programs: Support and resources for your personal and professional well-being.
- Company Diversity Council: Join a community dedicated to fostering inclusion and diversity.
- Community Engagement Opportunities: Make a difference beyond the workplace with volunteer opportunities
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly matc ... View more
