ERM & Risk Governance Specialist

About Us

Nu is one of the largest digital financial platforms in the world with more than 122 million customers across Brazil Mexico and Colombia. Guided by our mission to fight complexity and empower people we are redefining financial services in Latin America and this is still just the beginning of the purple future were building.

Listed on the New York Stock Exchange (NYSE: NU) we combine proprietary technology data intelligence and an efficient operating model to deliver financial products that are simple accessible and human.

Our impact has been recognized by global rankings such as Time 100 Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Bank. Visit our institutional page the Team:

Nubank is seeking a dynamic and experienced specialist to join our Enterprise Risk Management (ERM) and Risk Governance team. This pivotal role will play a critical part in shaping Nubanks risk management framework and ensuring robust governance practices across the organization.

The global ERM and Risk Governance team is established to deliver the companys Risk Management Framework and ensure we have best-in-class Risk Governance.

The candidate will work across the Risk functions in the firmwide and the country-based risk teams (Brazil Mexico Colombia and more to come!) as well as partner with groups including Financial and Non-Financial Risk Teams Compliance Legal and 1st Line of Defense.

The Global ERM and Risk Governance team partners with each area impacting risk management to ensure adherence to all applicable regulatory frameworks for Enterprise Risk Management within each country Nubank operates and ensure Nubank operates to make our risk function as effective and impactful as possible.

Job Responsibilities

• Ensure effective oversight of risk governance activities within the organization including policy development review and implementation
• Monitor adherence to risk governance frameworks and ensure alignment with regulatory requirements for each of the geographies in which Nubank operates.
• Collaborate with cross-functional teams to develop and implement enterprise-wide risk management strategies and frameworks.
• Conduct risk assessments and identify emerging risks to Nubanks business operations products and services.
• Assist in the design and enhancement of risk governance processes policies and procedures to ensure compliance with regulatory requirements and industry best practices.
• Partner with senior stakeholders to provide insightful risk analysis and recommendations driving informed decision-making and risk mitigation efforts.
• Monitor and report on key risk indicators (KRIs) and performance metrics identifying trends and areas for improvement.
• Run risk governance agendas and ensure adherence both to risk governance frameworks and regulatory requirements especially those regarding enterprise risk management
• Provide support for risk governance meetings (including risk committees forums and Board meetings) ensuring that all the instances are provided with timely and accurate information to fulfill its oversight responsibilities effectively
• Contribute to the development of risk training and awareness programs for employees to promote a strong risk culture within the organization.
• Stay abreast of industry developments regulatory changes and emerging risk trends to inform risk management strategies and initiatives.
• Lead the design and delivery of enterprise risk management (ERM) initiatives including the development of risk appetite frameworks risk management frameworks (RMF) and integrated risk reporting mechanisms.
• Coordinate the preparation and submission of core regulatory risk reports including ICAAP and Pillar 3.

Requirements:

• Bachelors or masters degree in Business Administration Accounting Economics Engineering Finance Information Technology or a Risk Management related field.
• Proven expertise in risk management
• Experience in developing and implementing risk management strategies frameworks and policies
• Solid knowledge of banking and financial regulations (e.g. Basel III local regulations) and Enterprise Risk Management regulatory requirements.
• Excellent stakeholder management abilities adept at engaging with senior leaders regulators and internal/external auditors.
• Advanced/Fluent in English with exceptional communication skills to articulate complex risk scenarios and strategies effectively.
• Proficiency in using risk management software tools and agile methodologies is highly preferred.
• An ability to navigate and thrive in a technology-driven environment with a strategic mindset towards leveraging technology in risk management to transform our day-to-day.
• Experience with integrated management would be a PLUS
• Experience with other risk verticals (non-financial capital management etc) would be a PLUS
• Experience with Emergent Risk methodologies would be a PLUS

Benefits

• Chance of earning equity at Nubank
• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
• Public Transportation Commuting Benefit (Vale-Transporte)
• NuCare Psychological Financial and Legal Assistance Program
• Life Insurance
• Medical Plan
• Dental Plan
• NuLanguage Language Course Program
• Nucleo - Our learning platform of courses
• Extended Parental Leave
• Daycare Allowance
• Parental Consultancy
• Work-from-home Allowance
• Gym Partnerships
• 30 days of paid vacation
• Relocation Assistance Package if applicable

Work Model for this Role

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week on strategic days designed to maximize team connection and collaboration. For more details visit Experience:

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