Consumer Loan Underwriter
Share
Job Location:
Irving, TX - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Were seeking a detail-oriented and analytical Consumer Loan Underwriter to join our lending team. This role is responsible for evaluating and underwriting consumer loan applications to ensure sound credit decisions that align with the credit unions lending policies risk tolerance and member service standards. The ideal candidate brings solid consumer underwriting experience sound judgment and a strong commitment to delivering exceptional member experiences.
Key Responsibilities
Analyze evaluate and underwrite a full range of consumer loans including auto unsecured credit card and home equity.
Ensure compliance with all internal policies lending procedures and regulatory requirements.
Review and verify credit reports income documentation collateral values and debt ratios to assess creditworthiness.
Communicate loan decisions promptly and clearly with branch and lending staff providing guidance on structuring and documentation as needed.
Collaborate with lending and member service teams to deliver efficient member-focused solutions.
Assist in the development and improvement of underwriting processes and workflow efficiency.
Support loan portfolio quality and risk management initiatives
Qualifications :
Minimum of 3 years of consumer lending or underwriting experience in a financial institution required. This is NOT a mortgage lending role.
Some business lending experience is a plus.
Strong understanding of credit analysis loan structuring and risk assessment.
Working knowledge of consumer lending regulations (Reg B Reg Z Fair Lending etc.).
Excellent analytical decision-making and communication skills.
Proficiency with lending and core processing system platforms preferred.
High school diploma or equivalent required.
Additional Information :
What We Offer:
A supportive and collaborative work environment
Opportunities for professional growth and development
Competitive compensation and benefits package
The chance to make a meaningful impact in the communities we serve
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly matc ... View more
