Senior Relationship Manager, SBA

Des Plaines, IL - USA

Monthly Salary: $ 98000 - 132000

Posted on: 30+ days ago

Vacancies: 1 Vacancy

Job Summary

Wintrust provides community and commercial banking specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois southwestern Florida northwestern Indiana west Michigan and southern Wisconsin and commercial banking offices in Chicago Denver Milwaukee Grand Rapids Mich. and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont Illinois and listed on the NASDAQ Global Select Market under the symbol WTFC.

The Senior Relationship Manager SBA is responsible for loan production of SBA 7a loans / Express loans.

Responsibilities:

Generate new small business relationships for Wintrust Community Banks (internal referrals) through utilization of the SBA loan programs and Wintrust treasury management services.
Create and maintain relationships with community bankers and business bankers within Wintrust Community Banks.
When appropriate introduce other Wintrust partners to small business contacts prospects and bank customers
Evaluate SBA loan requests using a thorough knowledge of loan policy guidelines procedures and SBA standard operating procedures. If appropriate commence underwriting SBA eligibility and closing process.
Analyze industries and have a thorough knowledge of risk associated with those industries. Assess the risk inherent in each industry and suggest appropriate financing structures accordingly.
Monitor tickler system report (Moodys) for accurate tracking and reporting of borrower required reporting including financial statements tax returns annual site visits etc. Takes proactive steps to remedy exceptions always keeping them to a minimum.
Exhibit thorough knowledge of fair lending issues rules and various regulations that directly impact the commercial lending area (e.g. Regulation B FACT Act HMDA CRA etc.).
Demonstrate effective time management by balancing multiple priorities within individual workload.
Communicate with and effectively interact with all levels of management including credit administration personnel loan operations staff and related departments.

Qualifications:

Bachelors degree preferably in a business-related field such as accounting or finance
5 years combined relationship management/lending commercial underwriting small business banking experience is required
Must have excellent time management and organizational skills with an attention to detail
Exceptional written and verbal communication skills along with interpersonal and customer service skills
Proficiency using Microsoft Office products
Ability to problem solve and comprehend SBA manuals and procedures

Benefits:

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation:

The estimated salary range for this role is $98000 - $132000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors such as a candidates qualifications skills and experience.

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From our first day in business Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation including community banking and financial services subsidiaries is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex age national origin disability veteran status genetic information and other legally protected categories.

Required Experience:

Manager