Product Designer

WHO IS RATEHUB

Were a company on a mission. We are a unique Canadian Fintech that is the one-stop shop for all financial needs of the consumer: Save Spend Borrow Invest and Protect. Every single team member from Product & Engineering to Sales & Marketing Finance Operations and everything in between is obsessed with one thing: helping Canadians make better financial choices. And were pretty great at it too. Via our digital application technology and our award-winning in-house brokerages we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses: a mortgage brokerage a life insurance brokerage a home and auto insurance brokerage a mortgage originations and servicing business a Financial Services Marketplace and a content business across Ratehub and MoneySense. 365 days a year we deliver our users the best online mortgage experience personalized credit card and loan options and cheaper auto and home insurance policies than they typically get from their existing financial adviser.

Changing how people make financial choices isnt easy though. We know that achieving our mission is full of challenges challenges that can be complex and often unexpected but that are always interesting rewarding and fun to solve as a team. This is where you come in. We are on the hunt for the right candidate to join us and help lead us forward to continued growth.

Were looking for a Product Designer to join our growing team: someone who takes end-to-end ownership of the design process from discovery to final delivery. The ideal candidate is equally strong in UX and UI passionate about solving user problems and skilled at transforming high-level ideas into intuitive user experiences that drive real impact. Although headquartered in downtown Toronto Ratehub is a remote-first company and as such were open to remote candidates.

YOUR RESPONSIBILITIES

Core Design:

• Own the end-to-end design process from research and ideation to prototyping validating and delivering high-impact product experiences that help our users make smart financial decisions.
• Act as the voice of the customer using research usability testing A/B testing and other analytical tools to understand and validate ideas problems and solutions ensuring every decision delivers measurable value to users.
• Partner with product engineering data marketing and content teams to translate ideas into meaningful user-centered experiences.
• Design responsive and consistent experiences across mobile and desktop.
• Collaborate closely with engineers to ensure design feasibility high-fidelity implementation and visual and functional accuracy in the final product.
• Contribute to product roadmaps and sprint planning alongside product and engineering teams.
• Build and maintain design backlogs and help shape design strategy for the next 624 months.
• Support additional design needs from content and marketing initiatives across Ratehub and MoneySense.

Collaboration and Communication:

• Facilitate workshops with stakeholders to align on goals gather requirements and co-create solutions.
• Communicate design concepts and rationale clearly and persuasively to technical and non-technical audiences including senior leadership.

Design Systems and Standards:

• Build and maintain scalable design systems and style guides to ensure consistency across products.
• Ensure all designs meet accessibility standards (WCAG) and deliver inclusive user experiences.
• Stay current with industry trends tools and best practices to continuously improve design processes and methodologies.

YOUR QUALIFICATIONS

• 3 years of product design experience with a strong portfolio showcasing responsive designs for web and mobile platforms.
• Proven ability to own the end-to-end design process: user research ideation prototyping UX/UI design and usability testing.
• Strong UX and UI design skills with excellent attention to detail and a deep understanding of how to craft intuitive impactful user experiences.
• High proficiency with Figma.
• Proven ability to leverage both quantitative and qualitative data to validate design decisions with proficiency in usability testing tools (e.g. Maze) and analytics tools (e.g. Heap Hotjar)
• Highly organized and self-sufficient with the ability to prioritize and manage multiple projects under tight deadlines in a fast-paced agile environment.
• Skilled at breaking down complex problems into simple intuitive solutions and iterating quickly based on feedback.
• Demonstrated experience building and maintaining scalable component-based design systems using modern design principles.
• Excellent communication and collaboration skills with the ability to present design rationale and align cross-functional stakeholders.
• Bias toward action balancing quality and speed knowing when to dive deep and when to move quickly
• Comfortable with ambiguity and experienced in designing 01 products and features.
• Familiarity with Agile methodologies and tools such as Jira and Confluence.
• Post-secondary degree diploma or certificate in UX Design or a related field.

Nice-to-haves:

• Experience working with Storybook or Wordpress.
• Basic understanding of front-end development (HTML CSS Javascript).
• Experience designing for customer-facing financial services products

CULTURE FIT:

• Members first - we prioritise the interests and needs of our members above all solve member pain points and focus on member satisfaction. We start with members and end with the P&L.
• Growth mindset - we set ambitious goals and challenge the status quo. We take responsible risks and are accountable for our actions.
• Better together - we are One team with One common goal. We make our footprint bigger than our foot leave our egos at the door support each other to achieve great results as One company.
• Run after problems - we tackle problems head on and focus on finding solutions. Obstacles are seen as opportunities for growth and innovation. We have the hard conversations and choose the harder right over the easier wrong. And we do it with a smile.
• Measure Learn Iterate Innovate - we focus on getting things done. We measure what matters iterate learn iterate many times in a data-driven way which is how we will innovate.

JOB PERKS:

• Competitive salary: We know its expensive to live/work in Canada
• Remote-first organization: we love opportunities to get together as a team but for the most part we offer our employees the flexibility to work anywhere in Canada
• Flexible hours: Enjoy a couple more hours of sleep in the morning if you want
• Benefits: Health is wealth! A benefits package with no employee contribution required
• Perks: RRSP matching program individual training allowance fun team socials (remote AND in-person) and more!

Ratehub welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process.