Credit AnalystUnderwriter
Credit AnalystUnderwriter
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Job Description
Every day Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit debit prepaid and merchant services. Our worldwide team helps over 3 million companies more than 1300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.
We have an exciting opening and are recruiting for an Underwriter/Credit Analyst to join our expanding regional team in UK & Ireland. Team Members are based in both Dublin & Leicester&replaceWork in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester England & Manila Philippines)withWork in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester England Dublin Ireland & Manila Philippines)
Main Duties:
Underwriting of businesses applying for Card Payments facilities
Assessment / evaluation of feasibility of merchants business models in the POS (Point-of-Sale) MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring
Performance of financial analysis based on financial statements and forecast
Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
Assess and interpret Credit Bureau Reports
Verification that ECOM websites fulfil card schemes requirements (card due diligence)
In line with granted credit authority approval of merchant applications based on the risk assessment including the definition of required collaterals
Communicate with sales channels and partners regarding new applications
Proactively monitoring of the Merchant Portfolio
Verification of adherence to compliance requirements and credit guidelines
Periodic credit reviewing of the portfolio
Participation in training of partners and merchants on risk management processes
Calculation of reserves/collaterals based on credit exposure
Work in close collaboration with wider Credit Team Members in other Global Payments locations
Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race color religion sex (including pregnancy) national origin ancestry age marital status sexual orientation gender identity or expression disability veteran status genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website please contact .
Required Experience:
IC
Employment Type
Full-Time
