Risk Apprentice (Edinburgh)

Job Description Summary

Job Description

Be our safety net
At Lloyds Banking Group protecting our 28 million customers isnt just important. Its essential. From everyday payments to big business deals people count on us to keep their money and data safe.

Thats where you come in. As a Risk apprentice youll learn how to spot problems before they happen help teams stay on the right side of complex regulations and keep our bank (and our customers) protected. Think of it as being the safety net for Britains biggest digital bank.

Two years. Real risks. Real impact
This two-year apprenticeship combines classroom learning with hands-on experience.

Youll rotate through projects that show you just how wide-ranging risk management can be - from fraud prevention to regulatory compliance.

Youll cover topics like:

• Understanding legal and regulatory frameworks (yes the rules of the game)
• Presenting complex information clearly (because jargon doesnt help anyone)
• Reporting and analysing risk situations
• How to build evidence-based reports leaders can act on

And you wont just learn theory. Youll apply it in real life every day.

The work you could be doing

• Helping colleagues apply legal and regulatory frameworks
• Spotting and reducing potential risks before they grow
• Writing clear reports that help decision-makers take action
• Communicating risks in ways that everyone can understand

Your skills toolkit

Youll master:

• Risk and compliance basics (the must-haves in financial services)
• Analytical thinking and evidence-based reporting
• Communication skills that make complex stuff simple
• How to keep customers colleagues and the business safe

Support in your corner
Well back you all the way with:

• Blended learning: real projects tutor-led study
• Time dedicated to your development
• A mentor a manager and a buddy wholl share their experience
• A network of colleagues whove got your back (and your career)

Your future. Fully funded
Well pay your salary and cover the cost of your studies giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this youll gain a professional qualification in either regulatory compliance or anti-money laundering build transferable skills that can open doors across the financial services sector and gain valuable experience at the heart of a bank that supports millions of businesses and customers.

Requirements
What you need to apply

• Youll need to be at least 18 years old by the end of February 2027
• 5 Nat 5s at grade A-C including both Maths and English

Important information

An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme which will last up to two years.

Due to Home Office requirements regarding Skilled Workers were unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold if this situation applies to you please consider looking for other vacancies which may be more suitable.

Location

This apprenticeship is based in Edinburgh and you will be expected to work from the Edinburgh office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues) apprentices are expected to be in the office most days during the initial settling-in period.

If your commute exceeds 1.5 hours we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.

About working for us
Our ambition is to be the leading UK business for diversity equity and inclusion supporting our customers colleagues and communities and were committed to creating an environment in which everyone can thrive learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles create a menopause health package and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities including flexibility in office attendance location and working patterns. And as a Disability Confident Leader we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Salary

You will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship you will be re-graded with your pay range consistent with the job family for your business area.

We also offer a wide-ranging benefits package which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus

• Share schemes including free shares

• Benefits you can adapt to your lifestyle such as discounted shopping

• 22 days holiday with bank holidays on top

• A range of wellbeing initiatives and generous parental leave policies

The closing date to apply for this opportunity is 11th November 2025

Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for youplease apply nowand see where an apprenticeship with us can take you!