Financial Crime Specialist, Regulatory Matters

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Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

CUSTOMER

• Lead development of team procedures and governance processes and advise FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Work with FCRM partners and other related groups (such as Compliance Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conduct research assess FCRM risks and controls and otherwise contribute to a specialized team of FCRM compliance professionals interacting with key stakeholders
• Provide governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
• Prepare summaries presentations briefing notes and any other required documentation to effectively report on the status of the FCRM program
• Represent FCRM as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiatives as required
• Deliver relevant subject matter expertise and FCRM advice to business / FCRM partners
• Interact with control functions within the organization
• Develop and deliver training programs for applicable employees across the Bank
• Conduct meaningful research analysis and assessment of FCRM program activities at the functional level using results to draw conclusions make recommendations assess the effectiveness of enterprise FCRM programs
• Prepare research analysis update tools and/or support training activities specific to risk assessment
• Lead development of processes procedures and guidance relevant to own specific FCRM function of expertise.

SHAREHOLDER

• Provide high quality service and advice to key business (FCRM) partners and monitor progress of initiatives action plans or similar activities
• Protect the interests of the organization identify and manage risks and ensure the prompt and thorough resolution of escalated non-standard high-risk issues
• Deliver relevant subject matter expertise and FCRM advice to business (FCRM) partners
• Lead new or revised product initiatives advise businesses on FCRM compliance requirements and ensure that those requirements are properly written into requirements for business projects
• Participate in FCRM level projects as needed to facilitate and oversee changes to FCRM processes systems or practices
• Coordinate with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
• Ensure relevant FCRM programs align with TD corporate philosophy and strategic direction
• Monitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts
• Proactively identify key business opportunities research and recommend enhancements / modifications develop strategies to achieve recommendations
• Lead relationships with business lines / corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
• Lead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk/ provide guidance for complex situations
• Comply with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews providing recommendations and guidance as required
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite
• Participate in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM compliance.

TEAM

• Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
• Share knowledge of the business related tools and techniques
• Lead or participate in personal performance management and development activities including cross training within own team
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by assisting others in the completion and performance of work activities providing coaching and/or guidance as appropriate.
• Contribute to a fair positive and equitable environment that supports a diverse workforce
• Act as a brand champion for the function and the bank both internally and/or externally.

BREADTH & DEPTH

• Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
• Integrates knowledge of the sub-functions overarching strategy in developing solutions across multiple functions or operations
• Interprets internal/external business challenges and the industry environment recommends course of action and best practices to improve products processes or services
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Leads cross-functional teams or projects with significant resource requirements risk and / or complexity
• Independently manages end-to-end functional programs
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Uses sophisticated analytical thought to exercise judgement and identify solutions
• Impacts the achievement of sub-function or business line objectives within the area they are accountable for
• Work is guided by policies and industry standards/methods
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
• Works autonomously as the lead and guides others within area of expertise
• Generally reports to a Senior Manager or above

EXPERIENCE & EDUCATION

• Undergraduate Degree
• Advanced degree professional accreditation and/or 7 years relevant industry experience
• Experience in regulatory management compliance risk management or similar role is preferred
• Financial services industry experience and Anti Financial Crime experience would be beneficial
• Excellent written communication skills including experience preparing reporting to regulators
• Effective stakeholder and partner engagement with a professional approach; ability to interact with all levels within the organization
• Ability to effectively operate with flexibility in a fast-paced constantly evolving team environment and prioritize competing priorities

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):