Credit Administrator

Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar yourejoining a global team who cares not just about the work we do but also about each other. We are the makers problem solvers and future world builders who are creating stronger more sustainable communities. We dontjust talk about progress and innovation here we make it happen with our customers where we work and live. Together we are building a better world so we can all enjoy living in it.

About Caterpillar Financial Services Division:

Cat Financialsupports customers by offering tailored financial products and services such as finance leases operating leases and purpose-specific loans. We have a unique structure that enables us to meet specific financing needs for Cat machinery.

Role Definition

Conducts system uploads and reviews of credit applications documentation to ensure record accuracy and achieve higher level standards.

What You Will Do

• Receive credit applications from sales personnel and perform the pre-credit evaluation work
• Ask sales personnel for missing/additional information if credit proposal is incomplete or unclear
• Credit risk assessment of customers (credit analysis for loans finance and operating lease)
• Credit recommendations to Credit Analysts or Credit Manager on new business or modifications requests
• Re-assessment of customer creditworthiness during contract modification process
• Archiving credit file on shared drive for audit purposes
• Preparing credit and portfolio related reports

Key Skills

Information Capture: Knowledge of the methods channels and processes to obtain needed information; ability to identify capture and document relevant business information in an auditable organized understandable and easily retrievable manner.

Accuracy and Attention to Detail: Understanding the necessity and value of accuracy; ability to complete tasks with high levels of precision.

Effective Communications: Understanding of effective communication concepts tools and techniques; ability to effectively transmit receive and accurately interpret ideas information and needs through the application of appropriate communication behaviors.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives projects groups or activities making effective judgments as to prioritizing and time allocation.

Data Entry Management: Knowledge of data entry management; ability to manage data entry and report the results during daily work.

What Will Put You Ahead

• A graduate (bachelors or masters degree) in economics finance or accounting
• Minimum experience in Credit or Customer Service would be a plus
• Ability to understand and analyse financial statements
• Ability to recognize risks and ask the right questions to expose risks
• Upper-Intermediate English both spoken & written
• Very good command of Excel and Word

What We Offer

• A fixed-term employment contract for ca. 10 months with a base salary and quarterly performance bonus
• A comprehensive benefits package including private medical care co-financing for a sports card vacation subsidies and educational support
• A modern office in a prime location near Rondo Daszyńskiego metro station
• A friendly team and a positive working atmosphere
• Opportunities to gain valuable experience and grow within a well-established American company

Additional Information

• This is a full-time employment opportunity.
• The role is fully onsite five days a week.

Posting Dates:

Caterpillar is an Equal Opportunity Employer. Qualified applicants of any age are encouraged to apply

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