Business and Commercial Banking Graduate Scheme

End Date

Salary Range

Before you start your application please note alternative formats are available on request. Please contact us by emailing or calling on 0. If emailing please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times it might take up to 5 working days (Dont worry this wont affect your progress in the application process)

Job Description Summary

Job Description

Help get the economy back on track

Want a role that means more Join us on our mission to Help Britain Prosper and support UK businesses.

Right now what we do matters more than ever. We create and deliver all kinds of financial products for businesses of every size and shape. We help them manage risks become more sustainable innovate bring on new talent and grow.

Finding solutions embracing tech
When world events shake up markets were quick to collaborate and find solutions. Were flexible and excited to embrace new tech to improve the way we work. With our goal of finding even better ways to help our customers and businesses become more sustainable this is a program youll be proud to be part of. And you dont need a banking or finance degree.

Growth
From day one your perspective is valued and its real work that matters helping real businesses grow. Its real responsibility.

Specialities
Youll dive into all kinds of specialties and build a solid toolkit of skills including: Working directly with Business & Commercial clients understanding what they need and building relationships that last Getting to know our range of products like lending foreign exchange payments and merchant services

Teams
Teaming up with engineers and experts to make our products better and create smoother experiences for customers

Learning
Learning how we handle risk across the business (think credit underwriting and conduct controls) to support customers and make finance a positive force

Mentor
A buddy or mentor will support you and offer guidance throughout the scheme. Access technical and business-aligned training. Further support your development via platforms such as Viva Learning and Learning Management systems.

Skills
Grow your skills through our development opportunities. Connect with colleagues build your network and make a difference. Build the career you want in our inclusive growth-focused culture.

The work you could be doing
Meeting clients to understand their needs and how we can support them.
Helping teams pitch for business develop leads and make introductions.
Working on deals within a team of experts.
Monitoring market opportunities and generating trade ideas.
Developing financial business cases for investments and initiatives and supporting pricing and trading.
Supporting efforts to break down barriers and build a more inclusive society.

Benefits
We also offer a wide-ranging benefits package which includes:
A generous pension contribution of up to 15%
An annual bonus award subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle such as discounted shopping
22 days holiday with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

Qualifications:
Study for a relevant professional finance qualification such as Global Credit Certification (GCC) with the opportunity to take a further qualification in the second year of the programme. Training and costs are all taken care of.

Requirements

What you need to apply

While we do not require a minimum degree achievement we strongly recommend the ability to be able to demonstrate sound knowledge understanding and technical skills aligned to the role. Some aspects of this alongside behaviours and values will be assessed through the application process.
We are unable to offer sponsorship for this programme and you must have full unlimited right to work in the UK.


Locations
This is a rotational programme across various UK Locations including London South West (Bristol) Birmingham Manchester Leeds Edinburgh and Glasgow. Youll need to be flexible. Theres potential for relocation with our hybrid working policy all colleagues are expected to spend a minimum of two days each week in the office some roles are five days per week.

Opening and Closing date

Applications for our Business and Commercial Banking Graduate Scheme open 24th September 2025.

Our graduate schemes may close early if we receive a high number of applications so its best to apply as soon as you can.

How to apply
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best regardless of background identity or culture.

Find details including stages and tips for success on ourhow to applypage.

At Lloyds Banking Group were driven by a clear purpose; to help Britain prosper. Across the Group our colleagues are focused on making a difference to customers businesses and communities. With us youll have a key role to play in shaping the financial services of the future whilst the scale and reach of our Group means youll have many opportunities to learn grow and develop.

We keep your data safe. So well only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. Well always explain what we need and why with any request coming from a trusted Lloyds Banking Group person.

Were focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.