Future Financial Wellbeing Graduate Scheme

End Date

Salary Range

Before you start your application please note alternative formats are available on request. Please contact us by emailing or calling on 0. If emailing please tell us how you would like us to respond - we can email back or call you to discuss any requirements or concerns you might have. We will get back to you as soon as we can but during busy times it might take up to 5 working days (Dont worry this wont affect your progress in the application process)

Job Description Summary

Job Description

Bank on a better future. Yours and theirs
From that first set of car keys to the last day at work (and all the fun in between). From protecting a familys future to sorting their workplace pension without the jargon. Were here for the big money moments. Making sure our customers feel confident covered and ready for whatever curveballs life serves up.

And we dont just build products that work. We build ones that work for the planet too: Cutting the carbon emissions we finance by more than 50% by 2030; Net zero by its not just about wealth. Its about wellbeing.

As a Future Financial Wellbeing Graduate youll join our Insurance Pensions & Investments (IP&I) team to help people take control of their money protect what matters and plan for tomorrow without losing sleep over it.
Youll be tackling big-picture issues like an ageing population low money confidence and the great generational wealth handover.

If youre naturally inquisitive have an interest in business finance and data and want to help customers become more resilient for whatever the future holds this could be your scheme.
Challenging the status quo is a big part of what we expect from our graduates. Youll need strong critical-thinking skills an open mind humility and resilience. And because this area is all about people youll enjoy collaborating seeing things from different perspectives and building strong relationships across the business.

Two years. Three rotations. Make finance click
Over three eight-month placements youll deep-dive into the parts of our business where big ideas meet big impact.
You could be:
In Customer seeing what makes people tick (and what makes them switch) understanding how we keep them for life delivering the highest standards of service and developing a truly customer-centric mindset.
In Platform where business and technology come together. Youll learn how our multi-skilled Platform teams shape end-to-end customer journeys deliver change more quickly and use tech and AI to create brilliant outcomes. Projects like Digital Waterfront put you right at the heart of innovation and our customer relationships. Building transformational applications that combine the best of everything IP&I has to offer.
In Strategy exploring our many routes to market: Independent Financial Advisers direct sales branch network and our strong workplace pensions proposition. Youll grow your commercial and competitor insight build and manage key relationships and use data to inform strategic decisions that drive growth.

The skills youll gain
By the time youve finished youll:
Understand the full customer journey for insurance pensions and investments.
Be able to challenge the way we do things and bring forward data-driven ideas.
Turn raw data into why didnt we think of that sooner insights that inform senior management decisions.
Lead projects that shape the future of our products and propositions.
Develop your commercial strategy skills seeing how strategy turns into growth and how you can become tomorrows leader.
Build your understanding of tech in a business context - from AI to coding tools - with customer centricity always front and centre.

Well invest in you
CII qualifications through the Chartered Insurance Institute.
The opportunity to undertake the Sustainable Investing Certificate (previously known as CFA Institute ESG qualification) associated with Kaplan.
A bespoke graduate development programme that builds personal effectiveness covering everything from Insights discovery to influencing with confidence resilience and delivering business-ready presentations.
Learning Paid for. Exam fees Covered. Plus youll have a buddy to help you crack the jargon keep your diary on track and navigate life at Lloyds Banking Group.

Benefits
We also offer a wide-ranging benefits package which includes:
A generous pension contribution of up to 15%
An annual bonus award subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle such as discounted shopping
28 days holiday with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

Requirements
What you need to apply
While we do not require a minimum degree achievement we strongly recommend the ability to be able to demonstrate sound knowledge understanding and technical skills aligned to the role. Some aspects of this alongside behaviours and values will be assessed through the application process.
We are unable to offer sponsorship for this programme and you must have full unlimited right to work in the UK.

Locations
This is a rotational programme across various UK locations including Leeds and Edinburgh. Placements take place across these main hubs with the potential for relocation every eight months. With our hybrid working policy all colleagues are expected to spend a minimum of two days each week in the office.

Opening and Closing date
Applications for our Future Financial Wellbeing Graduate Scheme open on 24th September 2025.
Our graduate schemes may close early if we receive a high number of applications so its best to apply as soon as you can.

How to apply
Our application process is designed to help you shine. We want everyone to feel they belong and can be their best regardless of background identity or culture.
Find details including stages and tips for success on ourhow to applypage

At Lloyds Banking Group were driven by a clear purpose; to help Britain prosper. Across the Group our colleagues are focused on making a difference to customers businesses and communities. With us youll have a key role to play in shaping the financial services of the future whilst the scale and reach of our Group means youll have many opportunities to learn grow and develop.

We keep your data safe. So well only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. Well always explain what we need and why with any request coming from a trusted Lloyds Banking Group person.

Were focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.